The Art of Spending Money by Morgan Housel 1. Spending is an art — tailor it to your values and goals. 2. Use money to buy freedom, time, and control, not just things. 3. Status symbols rarely bring true happiness (“the man in the car” paradox). 4. Define what “enough” means f

•Your mindset shapes your reality — focus on positivity. •Self-love is essential — you set the standard for how others treat you. •Gratitude rewires your brain for abundance. •Surround yourself with uplifting people — energy is contagious. •Let go of what you can’t control — practice acceptance

Experiences have an expiry date, MONEY is only valuable for the experiences it enables. Health and Time are more valuable than money. Dont over save at the cost of living. Experiences pay the highest memory dividend Memories compound in value over time. Use a life calendar. The r

This Book Changed How I See Spending, Saving & Life. First book of 2026 completed January’s Reading 1. Money is emotional not logical. 2. Doing well with money is about behaviour 3. Compounding is the key to successful investing. 4. Being content with what you already have is a