It will really help you out even if you don’t think so !

I recently finished Ramit Sethi’s book, I Will Teach You to Be Rich. I think this book is amazing for those beginning their personal finance journey. One part of it that I really love is his conscious spending plan and here’s the breakdown of it: - Fixed Expenses: 50-60% of your income should b

LISTEN UP 👂🏽 Becoming financially responsible doesn’t have to be overwhelming. It’s about making small changes that add up over time. By cutting unnecessary expenses like subscriptions you rarely use, or skipping that casual drink out, you can save more than you think. Cooking at home instead of

Here are some of my favorite apps to track spending! 🙌🏼 PocketGuard is a free budgeting app that connects your checking, credit, and savings accounts and detects recurring bills and income. Mint is a free budgeting app that links to your checking, credit, and savings accounts, automatically ide

Avoiding certain spending habits can help you maintain financial stability and achieve your long-term goals. Here are some spending habits to avoid: Impulse Buying: Making unplanned purchases without considering their necessity can quickly deplete your budget. Always take time to evaluate wheth

The internet loves to push social life and social status on us constantly. That being surrounded by people is the best way to lead our life. I’m here to tell you that being alone is not a burden or something to be sad about. Being independent and spending time with yourself is more important th

Hey there, fellow millennials Let's talk about financial recovery. We all know that overspending can be a major obstacle to achieving our financial goals. But did you know that a simple technique called a spending freeze can help you get back on track? What is a Spending Freeze? A spendin

How to save money and fast! 1. Track your spending Track & review monthly spending using paychecks and bank statements. You first need to determine where your money is going every month. 2. Categorize your expenses Next, split your expenses into necessities vs. non-necessities.

Breaking down what it costs to spend 1 month in Costa Rica! This is definitely one of the more expensive countries in Central America to visit, because tourism infrastructure is so advanced here. We traveled with a group of 6 which definitely helped to offset some of the costs! We visited 3 des

These are the top things I’m not spending money on 2025 to have more savings 💰. I tried making my no spend list as easy and effective because it’s hard for me to stick to a budget. I try to be frugal and have more of a mindset for saving. The only rule I always try to follow is to not buy things th

Things I stopped buy to save money: 💡 Packaged snacks Make snacks for yourself! Healthier and cheaper 💡 Lunch Same as snacks- make your own!! 💡 Nails Girly. Take care of your nails and you will have beautiful nails that don’t need to be covered 💡 Books I love to read. Luckily the library

i applied for a free cashapp card to take advantage of the perks. i looked into ways i could maximize my personal finance goals and found the round-up savings program. step 1: apply for a free cashapp card/account via the app. step 2: link your bank account or debit card, and use the cashap

Understanding the difference between wants and needs is crucial for good financial management. Needs are essential items like food, housing, and healthcare, while wants are non-essential things that bring enjoyment, like new gadgets or dining out. To manage money wisely, prioritize paying for needs

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These quotes are super important to read if you have an issue with over spending and impulse buying. I really like them because it shows that in order to be wealthy, it’s a lot easier if you fewer wants. You’ll have more money in your pocket the less that you spend. A lot of people make mone