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Why is diabetes difficult to get health insurance?

Many of you may wonder if you have diabetes, can you get health insurance?

The answer is... quite difficult to do, sir.

Because there is a high chance of complications.

For example, 👁️ eyes, if the sugar content is high, cause diabetes to occur.

Macular degeneration, glaucoma, cataracts, or possibly blindness at all.

🧠 brain, there's a chance of cerebral infarction to the point of paralysis.

🫀 Heart Diabetes makes blood vessels vulnerable, risks heart attack, heart disease.

🦵 leg, leg amputation diabetes. Have you ever heard of it? It's caused by the damage of the foot nerve, so that there is no sense when we are injured. When the wound is infected, the wound can rot easily, so that the leg has to be amputated.

🫁 kidneys have to filter sugar, work hard, have protein leakage, cause kidney degeneration to the point of dialysis.

⛔ So with all these complications, treatment can be very costly, causing many companies to refuse admission to people at risk of diabetes or people with diabetes.

📌, but don't give up on insurance.

Because what we can do may be life insurance, but there is a chance of an extra allowance or cancer insurance, but this depends on our treatment history.

And another thing that can be done is that insurance can be used to plan future finances.

♥️ If this article is helpful, can press the heart. Follow each other.

📌 me a health and financial consultant.

Happy to consult

# Diabetes # Insurance

# Health insurance # Insurance

4/12 Edited to

... Read moreจากที่ได้อ่านเนื้อหาเกี่ยวกับความยากลำบากในการทำประกันสุขภาพสำหรับผู้ป่วยโรคเบาหวาน จะเห็นได้ชัดเจนว่า ภาวะแทรกซ้อนหลายอย่าง เช่น ต้อหิน ต้อกระจก โรคไตเสื่อม โรคหัวใจและภาวะสมองขาดเลือด มีผลกระทบต่อสุขภาพในระยะยาวและเพิ่มความเสี่ยงให้กับบริษัทประกันภัยในการรับประกันสุขภาพ ในประสบการณ์ส่วนตัวของผู้ป่วยหรือผู้ใกล้ชิด การเผชิญกับโรคเบาหวานต้องใช้วินัยในการดูแลสุขภาพอย่างต่อเนื่องและเคร่งครัด การควบคุมระดับน้ำตาลในเลือดอย่างสม่ำเสมอสามารถช่วยลดความเสี่ยงของภาวะแทรกซ้อน และส่งผลดีต่อการพิจารณาทำประกันสุขภาพในอนาคต นอกจากนี้ หลายคนเลือกที่จะทำประกันชีวิต หรือประกันมะเร็งแทนเพราะบริษัทประกันมักจะพิจารณาเบี้ยประกันเพิ่มเติมหรือเงื่อนไขพิเศษเพื่อชดเชยความเสี่ยงนี้ แม้บางครั้งอาจมีค่าใช้จ่ายสูงขึ้นแต่ก็ช่วยเพิ่มความมั่นคงทางการเงินเมื่อต้องเผชิญโรคภัย ทางเลือกอีกอย่างคือการทำประกันสะสมทรัพย์ ซึ่งเป็นการวางแผนทางการเงินที่จะช่วยให้มีเงินก้อนสำรองในอนาคต แม้ไม่ครอบคลุมค่ารักษาพยาบาลโดยตรง แต่ก็เป็นการลดภาระด้านการเงินที่อาจเกิดขึ้นได้ สุดท้ายนี้ การปรึกษากับที่ปรึกษาประกันสุขภาพหรือการเงินที่มีความรู้ความชำนาญโดยตรงจะเป็นประโยชน์มาก เพื่อให้ได้คำแนะนำที่เหมาะสมกับสถานการณ์สุขภาพและความต้องการส่วนบุคคล ทำให้สามารถวางแผนได้อย่างรอบคอบและมีประสิทธิภาพมากขึ้น การรักษาสุขภาพในเบื้องต้นควบคู่ไปกับการวางแผนประกันสุขภาพและการเงินจะช่วยสร้างความมั่นใจให้กับผู้ที่มีโรคเบาหวานและครอบครัวในการรับมือกับความเสี่ยงในอนาคตได้ดีขึ้น

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