💰Savings Trick. The cashier's edition is not good at focusing on discipline! ✨ Look at it ~

Share the distribution per month. Target when 55 years old. Have money to save and have monthly spending. When retiring for human salaries, to make money grow and diversify with tax benefits. For 40, we started investing at the age of 27. At the age of 32, we did not share the proportion. Let's make your own proportion at the age of 32. Because of the fact that it has a profitable point, they designed their own. Aim for 37 million years, although it was still invisible, but intimidated by discipline.

We divide the money collected per month by income.

1. 💵 Emergency cash reserve = 10%

2 🥇 DCA Gold = 15%

3 🇺🇸 DCA S & P 500 shares = 10%

4 🌎 RMF S & P 500 = 10%

5. 🏦 Provident Fund (PVD) = 20%

6. 🇹🇭 Thai shares = 10%

7. 🇹🇭 Thai Equity Fund = 10%

8. 🛡️ Pension life insurance = 10%

9 🖥️ Social Security = 875 baht

Retired goals placed

* 55-year retirement

* Focus on monetization from

* Thai shares

* U.S. stocks (S & P500)

* RMF Fund

* Provident Fund (PVD)

* Gold

* Pension insurance

* There is a separate emergency reserve.

* Continuous DCA investment to create long-term wealth.

✅ the strength of this plan.

* Diversify multiple assets

* There are both growth assets (stocks) and hedge assets (gold).

* Tax deduction entitlement from RMF, PVD and pension insurance.

* Discipline in monthly investments. Fits retirement goals.

If this plan continues until the age of 55, there is a chance to build a portfolio of millions and a stable retirement income base.