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7 terrible things of a man who is too addicted

1. Overspend money - spend more than money, however difficult to save money 💵

2. More distressed - use money to buy for others to accept 🙂 ↕️

3. Almost no savings - from number 1 + like to be addicted to luxury, however, there is definitely no future. 🔥

4. Sensitive to social currents - because this group of people like to follow

Trend and want to have like everyone else until not really turning to see what you want the most. 📌

5. Often need acceptance - because they give other people too much value for their thoughts, so that they don't listen to what our hearts think at all. 🤔

6. Risking a lot of debt - overspending money + no savings + luxury is the paradise of debt they like. 😱

7. Get rich is hard - don't say rich, just have money to spare is hard 🤯

Lastly, the best thing is that we are financially healthy so that we can get really rich rather than looking rich but poor the whole life.

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# Lemon8 # fyph # Attached to Gram # Self-improvement # Finance jam

2025/10/31 Edited to

... Read moreนิสัยติดแกลม หรือการชอบใช้ชีวิตแบบฟุ้งเฟ้อและติดตามเทรนด์แฟชั่นหรือของหรูหรา มีผลกระทบต่อสุขภาพทางการเงินแทบทุกด้านตามที่ได้กล่าวมาแล้ว ทั้งการใช้เงินเกินตัว ซึ่งเป็นพฤติกรรมหลักที่ส่งผลต่อตัวเองโดยตรง สิ่งนี้ทำให้เกิดปัญหาหนี้สินตามมาไม่น้อย เพราะการซื้อของที่เกินรายได้จะสะสมเงินติดลบและไม่มีเงินเก็บไว้ใช้งานในยามฉุกเฉิน นอกจากนี้ การติดแกลมยังทำให้บุคคลนั้นอ่อนไหวกับกระแสสังคมง่าย ตกอยู่ภายใต้แรงกดดันให้ต้องมีชีวิตแบบเดียวกับคนรอบตัวโดยไม่พิจารณาความต้องการแท้จริงของตนเอง ส่งผลให้อารมณ์และจิตใจเกิดความทุกข์ใจเนื่องจากต้องพยายามสร้างภาพลักษณ์ให้ดูดีเหนือความสามารถทางการเงินจริง โดยเฉพาะการต้องการการยอมรับจากผู้อื่นมากเกินไปจนลืมฟังเสียงหัวใจตัวเอง นอกจากเรื่องการเงินแล้ว พฤติกรรมติดแกลมยังอาจส่งผลต่อความมั่นคงในชีวิตระยะยาว ผู้ที่มีนิสัยแบบนี้มีโอกาสรวยได้ยาก เพราะแทนที่จะสะสมทรัพย์สินหรือวางแผนชีวิต จะใช้เงินไปกับของที่ไม่จำเป็นและของสวยงามที่ไม่สามารถสร้างรายได้เพิ่มขึ้นในอนาคตได้ การพัฒนาตนเองในเรื่องการจัดการเงินและความเข้าใจถึงคุณค่าที่แท้จริงของชีวิตจึงเป็นสิ่งจำเป็น การเรียนรู้ที่จะใช้เงินอย่างมีเหตุผลและมองหาความสุขจากสิ่งที่ไม่ใช่แค่ภายนอก จะช่วยให้สุขภาพการเงินดีขึ้นและลดความเสี่ยงในการเป็นหนี้มากเกินไป เช่น การตั้งงบประมาณรายเดือน การวางแผนเก็บออมเพื่ออนาคต หรือการลงทุนที่เหมาะสมกับตัวเอง สุดท้าย การสร้างสมดุลระหว่างความต้องการใช้ชีวิตแกลมหรือหรูหรากับความรับผิดชอบทางการเงินจะนำไปสู่ชีวิตที่มีความสุขอย่างแท้จริง โดยไม่ต้องแลกมาด้วยความลำบากด้านการเงินและจิตใจ

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