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3 ETFs don't always buy different stocks. Comment ETF to check out the tool for yourself. If your portfolio says overlap >50% time to do some work to optimize things unless of course a concentrated portfolio is your goal (which it can be, its just more risk). For this portfolio specifically I
Mallory, CFP® Personal Finance

Mallory, CFP® Personal Finance

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A high yield savings account is for SAVINGS, not for hiding from the stock market. Here's the rule I follow in 2026: 💰 Emergency fund = 3 to 6 months of expenses in your HYSA (up to 12 months if your income is irregular or you're closer to retirement) 🏖️ Short term savings goals = anything yo
Mallory, CFP® Personal Finance

Mallory, CFP® Personal Finance

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SOO many finance strategies which ones do I think are overrated and underrated. These are just my opinions on what I've seen work/not work in the past. Every person's financial situation is different so plz do your own research 😄 also comment "WAITLIST" if you want me to send over the link to add y
Mallory, CFP® Personal Finance

Mallory, CFP® Personal Finance

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ETFs that I invested in last month in my LLC brokerage account as a 31 year old financially literate girly that is investing for growth. I bought enough to make this account diversified on its own 📈 Investing is subject to risk, these are not suggestions to buy these ETFs just what I personally
Mallory, CFP® Personal Finance

Mallory, CFP® Personal Finance

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Roth IRA literacy! Roth IRAs have become one of the most popular account types to use. Here are a few Roth IRA fyi's that you need to keep on your radar. The more you know about financial literacy the quicker you will be able to work towards financial freedom! Comment ROTH for my investing guid
Mallory, CFP® Personal Finance

Mallory, CFP® Personal Finance

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the economy recovering doesn't mean YOUR economy is recovering and that's kind of the whole point of a k shaped economy #TikTokLearningCampaign #financialliteracy k shaped economy explained, economic recovery 2026, personal finance basics, why the economy feels off, income inequality explain
Mallory, CFP® Personal Finance

Mallory, CFP® Personal Finance

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Investing in AI ETFs most ppl are only scratching the surface. Here are 5 investable themes with niche ETFS you can do a bit more research on ❤️ I also know that most broad ETFs and Index funds still give you access to some of these same companies within these ETFS, but this is for people who may w
Mallory, CFP® Personal Finance

Mallory, CFP® Personal Finance

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The 401k checklist you should review every single year. If you are just setting up your 401k for the first time or you have had one for years and never really looked at it, this is for you. Retirement planning does not have to be complicated but there are things inside your plan most people never
Mallory, CFP® Personal Finance

Mallory, CFP® Personal Finance

0 likes

If you've already maxed your 401k and Roth IRA, the mega backdoor Roth is your next move. After-tax 401k contributions plus an in-plan Roth conversion = way more tax-free retirement savings than most people know they can get. Comment "ROTH" and I'll send you the step-by-step mega backdoor R
Mallory, CFP® Personal Finance

Mallory, CFP® Personal Finance

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If you've been searching for the best budgeting app in 2026, stop and look at Monarch Money. This is not a basic expense tracker, it's a full personal finance management system. Here's what makes it the best money management app I've used. Total net worth tracking. You link your bank accounts, inve
Mallory, CFP® Personal Finance

Mallory, CFP® Personal Finance

0 likes

Why does the stock market recover so fast now? Passive investing changed everything. $10.1 trillion sits in 401k plans and 2 out of every 3 contribution dollars goes straight into index funds on a payroll schedule, no emotion, no market timing, just consistent buying every two weeks. 61% of pla
Mallory, CFP® Personal Finance

Mallory, CFP® Personal Finance

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the money advice I give every friend who asks ✨ send this to your friend who keeps saying they'll "figure out money stuff later" #advice #financetips #financialliteracy money advice, finance tips 2026, personal finance for beginners, financial literacy, how to be good with money
Mallory, CFP® Personal Finance

Mallory, CFP® Personal Finance

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Expensive things worth the money✨ #expensive #splurge #worthit #spend
Mallory, CFP® Personal Finance

Mallory, CFP® Personal Finance

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investing in ai is so much more than just semiconductors. there are 8 themes in the AI ecosystem worth knowing about if you're building a long term growth portfolio. we're talking data centers, cloud infrastructure, robotics, cybersecurity, electrification... the list goes on. I specifically look
Mallory, CFP® Personal Finance

Mallory, CFP® Personal Finance

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How to buy an ETF If you have ever tried to buy an ETF or even a stock and gotten to the trade screen and just closed it out well... Here is what you need to know (yes this walkthrough is on Fidelity it may be slightly different at other firms) 1. Obviously you need to know what you are buyin
Mallory, CFP® Personal Finance

Mallory, CFP® Personal Finance

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What fees are you paying for your ETFs? your broker charges $0 commission but they're still making money on your trades. it's called payment for order flow and it's worth understanding before you keep buying ETFs. it's a real thing, it's how the model works, and it's just useful to know as someone
Mallory, CFP® Personal Finance

Mallory, CFP® Personal Finance

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tips that actually got me to my first 100k if you're starting from zero 1. spend less than you make (obvious but so many ppl aren't doing this) 2. automate your savings bc you cannot trust yourself to manually move $200 to investments every month, set it and forget it 3. grow your income a
Mallory, CFP® Personal Finance

Mallory, CFP® Personal Finance

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The S&P 500, Dow Jones, and NASDAQ are all indexes. In simple terms Indexes are just a grouping of stocks so people can measure the market, and compare their own performance. Also, this created an easier way for people to invest (index funds and ETFs) So they didnt have to keep investing in individ
Mallory, CFP® Personal Finance

Mallory, CFP® Personal Finance

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investment strategies for 2026 if you only own VOO time to take a second look. education use only, projections are just projections #financialliteracy #finance
Mallory, CFP® Personal Finance

Mallory, CFP® Personal Finance

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If you were ever wondering what the main difference between ETFs and Index Funds...How you buy them! ETFS trade on the exchange like stocks meaning they are priced consistently throughout the day - giving you more price control and flexibility*my personal preference. Index Funds (and all Mutual Fun
Mallory, CFP® Personal Finance

Mallory, CFP® Personal Finance

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Mallory, CFP® Personal Finance
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Mallory, CFP® Personal Finance

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