Portfolio Review - Sept 2025
Hi dear readers,
Will be busy the following week due to commitments, hence I am posting earlier to close off my thoughts and reflections on Sept.
Sept has traditionally been a weak month for whatever reasons. People cite its seasonality and poorer track record but this year Sept has been anything but weak. Thanks to it, my portfolio has made new highs but still around 10-15k off the peak last week as the market was rather jittery this week. Nevertheless, I am still rather pleased with my overall performance. As seen in photo 2, I am currently outperforming the Nasdaq index by 58% YTD. Barring a q4 meltdown, I am looking to try close the year around 100-110% up (with help from the markets of course).
As seen in photo 3, the only trades I took were to average down my Lululemon and bring my average lower to 190. If it happens to go below 170, will nibble somemore..
Photos 4 and 5 will show my current holdings with my quantity and average prices. Overall, I still believe there are still some legs in this bull market and even though valuations are a bit stretched. I believe that the best course of action for myself is to continue doing nothing to my existing holdings and try add companies that are battered. Time in the market always beat timing the market. Do note this is not financial advice and just my personal thoughts, as usual please dyodd.
Emotionally, I am still coming to grips with handling a larger portfolio size as the fluctuations are now larger as the portfolio has grown tremendously over the past year or so. Anyways that’s about it, all the best in the markets. Do stay safe.
September 2025 has defied traditional market trends, proving to be a surprisingly strong month for many investors despite its usual reputation for weakness due to seasonality. The portfolio in focus has seen significant gains, with a total assets value close to SGD 640,000 and an estimated total profit and loss showing an impressive 74.35% return year-to-date. This performance notably outpaces the Nasdaq’s 16.43% gain during the same period, indicating well-considered stock selection and timing. One key strategy highlighted is the averaging down of Lululemon stock purchases, reducing the average cost price to around $190 with plans to buy more if prices dip below $170. This reflects a disciplined approach to managing investment risk while capitalizing on potential market dips. The portfolio’s diversification includes top holdings in notable companies such as Palantir, SoFi Technologies, Alphabet, Alibaba, Tesla, Sea Ltd, Futu Holdings, Nvidia, and Apple, all contributing to a well-rounded asset base. Increased portfolio size brings its own set of emotional challenges, as the fluctuations in value become more pronounced, requiring investors to develop resilience and a steady mindset. This is a critical lesson for all investors: growth can amplify volatility but also presents greater opportunity if managed with patience and discipline. Importantly, the portfolio manager maintains a belief in the ongoing bull market despite stretched valuations, advocating for a strategy focused on long-term holding and selectively adding undervalued companies rather than frequent trading. This aligns with the investment principle that 'time in the market beats timing the market,' emphasizing consistency and a long-term outlook. For those tracking portfolio performance, the detailed P&L calendar highlights steady gains across most months in 2025, underscoring the value of consistent investment and avoiding reactionary trading during market fluctuations. As always, readers should remember these insights represent personal reflections rather than formal financial advice, and individual decisions should be made after thorough personal due diligence (dyodd). Navigating a growing and complex portfolio requires both strategic thinking and emotional intelligence, balancing financial opportunities with market realities. Investors can take valuable lessons from this review to enhance their own portfolio management practices and mindset for the remainder of 2025 and beyond.
May I know what’s your thoughts on Lululemon?