#worldcup #salary #money #soccer #earn

Singaporeans are known for being incredibly frugal. From bringing our own water bottles to even crossing the border top up fuel, we’ve all got little habits that help us save money. But here’s the real question: Are all frugal habits actually worth it? Because sometimes we save a few dolla

On this week’s Midweek Perspectives, yes chasing miles isnt for everyone. there is just so mental work that goes on behind chasing miles. I’ve been talking quite a bit about miles lately, but here’s something I don’t think enough people say. Chasing airline miles isn’t for everyone, and that’s

I’ve been wanting to start something new on KayaFinance! So every Wednesday, I’ll be sharing the Midweek Perspective, a perspective that’s been on my mind! Sometimes it’ll be about money. Sometimes about work, society, or the choices we’re making. They’re not meant to be answers but just observati

#books #MyPOV #wealth #money

Your first salary feels important. It’s your first benchmark. Your first taste of independence. Your first glimpse into what your future might look like. But I think many people overestimate how much their starting salary determines their financial future. The difference between a $4,500 a

So one-third of fresh graduates rejected job offers because the pay felt too low. And honestly? I don’t think the problem is that graduates are expecting too much. I think the problem is that everything else costs too much. Think about it. Housing is getting more expensive. Transport i

The older I get, the more I realise good financial decisions usually aren’t flashy. A lot of it is honestly just avoiding obvious mistakes consistently. So here are a few things I personally try not to do with my money: 1. Keep large amount of cash lying around Having emergency savings is i

I haven’t been very active lately because internship and life have honestly been taking up most of my energy lately. And I think that’s exactly why I’ve grown to appreciate ETFs even more. Not everyone has the time or even the mental energy to constantly look at stocks, follow news, or stress over

1. Start using credit cards Credit cards don’t make people rich, but they do make a lot of people broke. The difference isn’t the card. It’s how you use it. If you carry a balance, the interest wipes out any rewards you earn… immediately. So the rule is simple: Only spend money you already h

Just found out that Trust Bank has a 1 for 1 promo happening right now! From now till 23 March they’re having 1 for 1 deals at several places, and the ones I’m most excited for are: 🍕 Domino’s: 1-for-1 pizza + 2 free sides 🍗 KFC: 1-for-1 Smoky Kecap Manis Chicken Meal ☕ Starbucks: 1-for-1 Ven

Most people think they’re behind. Behind their friends. Behind what they see on Instagram. Behind some imaginary “get rich by 30” timeline. But here’s the thing: financial progress rarely feels impressive while it’s happening. It just feels… boring. So here are five signs you’re probably doing

Being frugal doesn’t mean being cheap or miserable. It just means making sure every dollar you spend is actually working for you. So here’s how to do it without feeling like you’re depriving yourself: 1. Cut the recurring costs that are draining your wallet The easiest money you’ll save is o

In case you missed, just yesterday, the latest Key Household Income Trends 2025 report shows that median income per household member has risen, even after adjusting for inflation. In simple terms: - Median monthly household income per household member increased to about $4.16k in 2025 - Tha