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れも⌇家計簿なしで資産1,000万

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\ It is ideal to separate food expenses and eating out /

I don't really understand even if I decide the rules!

When there is an expense

Take the remaining ones first!

Just dividing the score

My wallet is the same! 😊

On this account.

on the theme of saving comfortably

I won't do my best, but I can be relieved

~ Accumulating mechanism ~ is being transmitted

@ lemo _ okane /

simple management with no household account book

"Oh, it seems okay as it is...

You can make a household that seems ☺

7/23 Edited to

私も以前は食費と外食を一緒に管理していたので、どこにいくら使ったのか曖昧になりがちでした。れもさんのように「食費＝自炊の材料」と「外食やお菓子などは別科目」というルールを作ってからは、出費の振り返りが非常にラクになりました。特に、レシートを整理する時に迷うのが「子どものおやつ」の扱いです。れもさんのルールでは、子どものおやつはイベント費や娯楽費に入れることが多いそうですが、家庭によって基準はさまざまですよね。私は子どものおやつを食費に入れていたこともありますが、イベント費として分けることで「楽しみのためのお金」として把握しやすくなりました。また、「フリー費」や「お小遣い」など何に使ったか曖昧になる費用をあらかじめ別枠で管理しておくのもおすすめです。これにより、食費が足りなくなった時でも「レスキュー費」として活用でき、家計全体のバランスが取りやすくなります。私の場合、科目分けはしていても財布や口座は一つです。だからこそ「残った予算から使う」というシンプルなルールが精神的な負担を減らし、家計管理を続けやすくしてくれました。このようなシンプルな家計科目の見直しと管理方法は、頑張りすぎずに続けられて自然に貯まる仕組みづくりに最適。家計簿なしでも安心できるのが魅力だと思います。同じ悩みを持つ方には、まずは自分の家の軸となる科目基準を決めてみることをおすすめします！

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