Switching to CPF later means going back to your conveyance lawyer — extra fees, extra admin, extra hassle. Here's what most people don't know: 👉 You can use as little as $1 from CPF each month 👉 Just enough to keep the option active 👉 No need to commit fully — just keep the door

Most sellers are shocked when they find out how much goes back to CPF after the sale. It's called accrued interest — and it's been quietly building since the day you used your CPF to buy. The good news? You can reduce it. Top up your OA voluntarily while you're still in the home

Most people wipe out their CPF OA when buying a home. Here's why you should think twice 👇 CPF gives you an extra 1% interest on the first $60K of your balance. Up to $20K of that comes from your OA. That's 3.5% on $20,000 — just sitting there working for you. Small move. Big dif

#fonefoil #fonestrike #950sk8