Edmonton
7/4 Edited to

... Read moreLiving in Canada today presents challenges that many of us might not have anticipated a few decades ago. The phrase from the OCR, "There was a time when people could actually live off their tips from work But not anymore," highlights one of the pressing economic changes. For many service workers, tipping was once a dependable supplement to their income, sometimes sufficient to cover basic living expenses. However, rising costs and inflation have diminished this possibility, forcing workers to look for additional income sources or struggle with bills. Similarly, the dream of homeownership for young couples has become increasingly difficult to achieve. Previously, it was possible for a young couple to buy a house and make it their home with relative ease, but today’s soaring real estate prices and stringent mortgage conditions have made this prospect far less accessible. This shift is a significant contributor to the growing rates of homelessness, which, as the OCR states, "wasn’t so abundant But not anymore." Addressing homelessness requires community effort and public awareness. Campaigns and forums tagged #roadto50k and #payoffmybillscanada are examples of initiatives raising funds and support to assist those struggling with bills and housing. These movements underline the importance of solidarity and shared responsibility in facing economic hardships. On a personal note, I've witnessed families close to me grappling with these challenges firsthand—juggling multiple jobs, budgeting tightly, and still struggling to secure stable housing. Sharing resources, advocating for policy changes, and supporting local aid programs are vital steps for us as individuals to contribute to alleviating these societal issues. In conclusion, understanding these economic and social shifts allows us to better empathize with affected individuals and motivates us to engage actively in solutions. Using hashtags like #FAMILY and #followme in such conversations fosters community connection and collective action towards a more supportive Canada.

Related posts

The Avalanche Debt Reduction Method!
A step by step guide to stop letting interest eat the extra money you put to reducing your credit cards every month! #creditcarddebtpayoff #becomingher #becominghim #adulting *Chat Prompt* “Hey Chat, I want to use the avalanche method to reduce my credit card debt. Here are all the acc
AdultingwithMare

AdultingwithMare

357 likes

PAY OFF DEBT even if living PAYCHECK TO PAYCHECK
Paying off debt while living paycheck to paycheck might feel impossible, but small steps can make a big impact. Track your spending, set realistic payment goals, and stay consistent with your plan. It’s not about perfection – it’s about progress. Swipe for simple tips to start your debt-free journe
Kevin’s Templates

Kevin’s Templates

1264 likes

GENX and proud to be
#roadto50k #followme #payoffmydebtcanada #GENX #grewupinthe80s
Darlene.N.McGillis

Darlene.N.McGillis

6 likes

how i’m saving $5000 with this cute pink bingo challenge 💕
Trying to save money without making budgeting feel boring? 💕 I created this adorable $5000 Savings Bingo Challenge to make saving feel motivating, aesthetic, and actually fun. Each square has a savings amount to check off as you go, helping you build better money habits one step at a time ✨ P
CurlyGlamBudget

CurlyGlamBudget

124 likes

An overview image showcasing various Dollar Tree lip product dupes, including lip masks, creams, stains, glosses, and oils, all priced at $1.25, for enhancing a makeup routine.
A Dollar Tree b.pure Hydrating Night Lip Mask, presented as a dupe for the Neutrogena Hydro Boost Hydrating Lip Sleeping Mask, held against a store shelf background.
A Dollar Tree b.pure Silky Lip Cream in Pink Velvet, shown as a dupe for the Tarte Maracuja Juicy Lip Crème, with both products displayed against a store backdrop.
🌳 DOLLAR TREE LIPPIE DUPES!!! 👄✨️
If you're looking for some new lippies to add to your makeup routine, RUN to dollar tree!!! 🌳 As a person who LOVES lip products, I really appreciate a good dupe find. & Dollar Tree has a little bit of everything - from drugstore to high-end - you'll be sure to find something for you
yariibabyy

yariibabyy

1186 likes

The 50/30/20 Budget Method 💰
Hi friends! 🍋 I’ve been trying the 50/30/20 Budge Method for a few months and I felt I had to share with you guys. If tou struggle with budge, saving money and you don’t have idea how to start, I would recommend trying this method! You can manage the percentage based on your income and l
Thamires Cottone | REALTOR

Thamires Cottone | REALTOR

2590 likes

#roadto50k #payoffmydebtcanada #followme #LiveLoveLaugh
Darlene.N.McGillis

Darlene.N.McGillis

3 likes

The 50/30/20 rule changed my money game 💡
Money doesn’t have to be complicated. The 50/30/20 rule makes budgeting simple and stress-free: 50% for needs (rent, food, bills) 30% for savings and debt payoff 💰 20% for wants (fun, shopping, lifestyle) It’s all about balance—live your life and build wealth at the same time. Start small, st
NeeNee💖

NeeNee💖

307 likes

It makes me rethink the color Yellow ✨
#roadto50k #payoffmybillscanada #followme #FAMILY
Darlene.N.McGillis

Darlene.N.McGillis

15 likes

#roadto50k #payoffmydebtcanada #followme #withorwithout
Darlene.N.McGillis

Darlene.N.McGillis

8 likes

PAY OFF DEBT WHEN YOU HAVE NO MONEY
Let's break down the steps to pay off debt when you're on a tight budget. I'll provide practical advice, and online jobs to consider for help because having a second job can help. Remember, consistency is key, and even small efforts can make a difference. Here we go #lemon8partner #
Inashwealth

Inashwealth

411 likes

#roadto50k #payoffmydebtcanada #followme #LiveLoveLaugh
Darlene.N.McGillis

Darlene.N.McGillis

4 likes

#roadto50k #payoffmydebtcanada #followme #ilovehumor #IlovemyCanada
Darlene.N.McGillis

Darlene.N.McGillis

3 likes

A desk scene with a notebook titled 'Debt Payoff Plan' listing steps like 'Know my numbers' and 'Stop new debt,' alongside a calculator, grocery receipt, cash envelopes, and a coffee mug. The main text reads 'The SIMPLE DEBT PLAN That Helped Me STOP DROWNING,' offering real-life tips.
An infographic detailing a simple debt plan with six steps: Know your numbers, Stop adding new debt, Pick one payoff method, Cut expenses that don't matter, Use extra money with purpose, and Celebrate progress. It emphasizes 'Progress over perfection' and 'Start where you are.'
A monthly budget template for May, showing income, fixed expenses, variable expenses, savings, and debt payments. The text highlights that 'A BUDGET isn't about restriction. IT'S ABOUT FREEDOM, PEACE, AND CHOOSING your future,' emphasizing a workable plan over a perfect one.
💸 The Simple Debt Plan That Helped Me Stop Drowning 🤍
Getting out of debt can feel overwhelming when you’re already trying to survive everyday life. Bills. Groceries. Gas. Kids. Work. Life. What helped me most was realizing I didn’t need a perfect budget… I needed a simple system I could actually stick to. Here are a few things that genuinely
Taiana 🍳

Taiana 🍳

154 likes

#HelloLemon8 #roadto50k #payoffmydebtcanada #tiktokcreativity #followme
Darlene.N.McGillis

Darlene.N.McGillis

1 like

#roadto50k #payoffmydebtcanada #followme #HelloLemon8 #GENX
Darlene.N.McGillis

Darlene.N.McGillis

4 likes

#roadto50k #payoffmydebtcanada #followme #IlovemyCanada #ilovehumor
Darlene.N.McGillis

Darlene.N.McGillis

5 likes

The Prettiest Debt Payoff Dashboard Ever 💕
Trying to become financially responsible…but make it cute 🎀✨ This printable Debt Payoff Dashboard helps you organize all your debts, track your payoff progress, and stay motivated while working toward financial freedom 💸 Perfect for: ♡ debt snowball method ♡ credit card payoff ♡ budgeting
CurlyGlamBudget

CurlyGlamBudget

60 likes

what to know about cos school🌸
There’s a lot of positive things about cos school but I’d say it’s 50/50. I know the payoff will be worth the struggles, and it’s only for a year. But i will NOT lie it’s been one of the hardest years of my life. #cosmetologyschoolstudent #cosmetologystudent #cosmetologyschool #cosmetologi
gabielyn | ギャビ

gabielyn | ギャビ

195 likes

Side Hustle you can Start for $10
A side hustle to put money towards my debt- turning a $10 payment into $50 or $100 has never been so easy NOTE: LISTING IN FASHION DESIGN GROUPS OR GROUPS WHERE PEOPLE LOOK FOR SCRAP FABRIC IS THE PLACE TO SELL EASIER #sidehustles #lemon8community #debtpayofftips #hustleforhappiness
Hannah

Hannah

161 likes

#roadto50k #payoffmydebtcanada #followme #HelloLemon8 #tiktokcreativity
Darlene.N.McGillis

Darlene.N.McGillis

2 likes

GENX 🇨🇦
#roadto50k #payoffmydebtcanada #followme #HelloLemon8 #STOPtheviolence
Darlene.N.McGillis

Darlene.N.McGillis

6 likes

How I Romanticize My Debt Payoff Journey 💗
Budgeting doesn’t have to feel boring or overwhelming. I created this feminine Debt Freedom Roadmap to help make paying off debt feel more motivating, organized, and intentional ✨ Perfect for tracking: 💸 debt payments 💸 monthly budgets 💸 payoff milestones 💸 financial goals Small steps tod
CurlyGlamBudget

CurlyGlamBudget

22 likes

#roadto50k #payoffmydebtcanada #followme #IlovemyCanada #HelloLemon8
Darlene.N.McGillis

Darlene.N.McGillis

3 likes

#followme #roadto50k #payoffmydebtcanada #tiktokcreativity
Darlene.N.McGillis

Darlene.N.McGillis

1 like

A pie chart visually explains the 50/30/20 budgeting rule, allocating 50% to needs, 30% to wants, and 20% to savings, investments, and debt payoff. The chart is titled 'The 50/30/20 Rule of Budgeting'.
Handwritten notes on lined paper explain the 50/30/20 budgeting method, detailing examples for needs (groceries, rent), wants (dining out, vacation), and debt recovery (student loans, credit cards). Pens are visible at the bottom.
Handwritten notes on lined paper show a personal breakdown of the 50/30/20 budgeting method, listing specific expenses for needs (rent, car insurance) and debt (credit cards) for August, with calculations.
The 50/30/20 budget explained💡
This is literally a game changer I promise! If you swipe it will show my very own breakdown and a little explanation in writing (: Explaination: The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes mon
justMichaela

justMichaela

250 likes

How to set up a monthly budget
Attention to my budget girlies that want to get better at budgeting ! We must set up a monthly budget ! This allows us to see what we are working with each month ! This is how we simply breakdown a monthly budget ! Income - expenses = savings ! If you feel like you have no control over
JaliyahKreation

JaliyahKreation

154 likes

Yes I DO...🫶..🥰
#HelloLemon8 #roadto50k #payoffmydebtcanada #followme #bringonthegoodtimes
Darlene.N.McGillis

Darlene.N.McGillis

4 likes

My debt payoff journey 💸
Still got ways to go but this is a great start 👏 #debtfree #debtpayoff #financialfreedom
cristie

cristie

250 likes

Budgeting systems that ACTUALLY work 💸
1️⃣ Pay Yourself First System (Best overall) This is the system wealthy people use. How it works: • Income comes in • Savings + investments come out FIRST • You live on what’s left Why it works: You’re not “hoping” to save — it’s automatic. Best for: ✔️ I
sadeofficial

sadeofficial

22 likes

A makeup store display featuring various cosmetic products, with an overlay indicating a "Makeup Brush Guide."
An illustrated guide showcasing various makeup brush types, including foundation, powder, blush, contour, bronzer, highlighter, lip, lash & brow, liner, blending, eyeshadow, crease, and stippling brushes.
A retail display featuring various professional makeup brushes, including those for foundation, contour, and highlight application.
Makeup Brush Guide
Confused about which brush does what? Here’s your go-to guide for mastering every makeup brush in your kit!💐 1. Foundation Brush Use: Applies liquid or cream foundation evenly. Tip: Use a flat or rounded brush to buff for a smooth base. 2. Concealer Brush Use: Covers blemishes or dark spot
Adore_hannahh ❤︎︎

Adore_hannahh ❤︎︎

978 likes

A person holds a smartphone displaying app icons for debt payoff and budgeting. The image features the title 'Best Apps Debt Payoff & Budgeting' in stylized fonts, with a teal dollar sign icon and a green money stack icon.
Screenshots from the 'Debt Free box' app show detailed debt tracking. One screen displays a mortgage payment schedule with principal and interest, while another lists multiple debts like credit cards, mortgage, and car loans with their balances and payoff dates.
Screenshots from the 'EveryDollar Budgeting App' illustrate monthly budgeting. One screen shows a spending schedule with income and expenses, while another details planned income, risk of overspending, and categorized planned expenses for food and bills.
Best Apps: Debt Payoff and Budgeting
The best way to stay motivated and make progress in anything is to track it. Tracking your debt payments is a great way to stay motivated and see your progress over time. To also find extra money to put towards debt is great to use a budgeting app to budget for the month. This will help give ev
Claudia Barbie

Claudia Barbie

921 likes

Soft academic goals for next semester
I’m a huge believer in getting things done quickly, but I’m an even bigger fan of soft goals because rushing is not cute. Not even a little bit. Also we make bad decisions when we are stressed out. Here are my soft ✨ academic goals for 2025 that I think might benefit you too!! 📌 Focus on th
Stella Studies

Stella Studies

74 likes

#roadto50k #payoffmydebtcanada #followme #LiveLoveLaugh #laughterhealsthesoul
Darlene.N.McGillis

Darlene.N.McGillis

2 likes

#roadto50k #payoffmydebtcanada #followme #tiktokcreativity
Darlene.N.McGillis

Darlene.N.McGillis

2 likes

a friendly face can be a curse 🤪
#roadto50k #followme #payoffmydebtcanada #PANCAKEMADNESS #Mybluebestie
Darlene.N.McGillis

Darlene.N.McGillis

3 likes

#HelloLemon8 #roadto50k #payoffmydebtcanada #followme #ilovehumor
Darlene.N.McGillis

Darlene.N.McGillis

4 likes

Things to see in Sedona ⬇️
Sedona, AZ is one of the best hiking destinations in the US! They have countless great hiking trails as well as some excellent restaurants and lots of things to do. Here’s my list of all the best things to do for any trip to Sedona: Devil's Bridge This is one of Sedona’s best hikes and end
Rebecca vanDijk

Rebecca vanDijk

32 likes

Enter the $10K contest by @Achievecom_, link in bio! One thing about home projects…there’s ALWAYS another expense waiting around the corner 😅 Achieve is a helpful resource for understanding debt management so you can finally get ahead! NO ENTRY FEE REQUIRED. Open to legal residents of the 50 U.S./
Summer Reign Henning

Summer Reign Henning

23 likes

ONLY grief and drama are free 🤪😝
#payoffmydebtcanada #first50k #roadto50k #followme #mylaughterisharewithyou
Darlene.N.McGillis

Darlene.N.McGillis

2 likes

Stop Using the 50/30/20 Budget Rule—Here’s Why
Let’s be real… the 50/30/20 rule sounds nice in theory, but in real life? It doesn’t work for everyone. If your rent alone is 50% of your paycheck, how are you supposed to fit everything else into 30% wants and 20% savings? It’s not you—it’s the formula. Your budget should be built around YOU
Mari 🦋

Mari 🦋

133 likes

Can anyone relate? 😆😄😃
#raisedinthe80s #roadto50k #payoffmydebtcanada #followme #the80sROCKED
Darlene.N.McGillis

Darlene.N.McGillis

4 likes

How to Payoff Credit Card Debt - Part One
Credit card debt can really set you back financially. The high credit card limits and high interest rates make it feel near impossible to see the light at the end of the tunnel, but it’s there. So, it’s time to go through the steps to get out of it! Here’s part one of how to payoff credit card deb
Money with Kait

Money with Kait

301 likes

All you need is love ❤️
#payoffmydebtcanada #roadto50k #followme #LiveLoveLaugh #laughterhealsthesoul
Darlene.N.McGillis

Darlene.N.McGillis

1 like

Bestie Harmony
#bringonthegoodtimes #payoffmydebtcanada #roadto50k #followme #letsbefriendsCanada🇨🇦💪👍
Darlene.N.McGillis

Darlene.N.McGillis

5 likes

See more