Automatically translated.View original post

Savings Plus Monthly Bond

3 days agoEdited to

... Read moreสำหรับใครที่กำลังมองหาวิธีการลงทุนที่มีความมั่นคงและเสี่ยงต่ำ การเลือกซื้อพันธบัตรออมพลัสรายเดือนถือเป็นทางเลือกที่น่าสนใจอย่างมาก เนื่องจากพันธบัตรตัวนี้ออกแบบมาเพื่อสนับสนุนการออมของนักลงทุนรายย่อย ภายใต้การรับประกันจากภาครัฐ ทำให้เราสามารถมั่นใจได้ว่าเงินลงทุนจะได้รับความปลอดภัยสูง ผมเองเคยลองศึกษาการลงทุนพันธบัตรรายเดือนออมพลัสนี้ พบว่าสามารถลงทุนขั้นต่ำเพียงเดือนละ 1,000 บาทถึง 2,000 บาท เหมาะกับผู้ที่อยากเริ่มเก็บเงินแบบมีวินัย อีกทั้งยังมีสิทธิประโยชน์จากพันธบัตรรูปแบบนี้ เช่น การคุ้มครองชีวิตและส่วนลดจากร้านค้าหรือบริการต่าง ๆ ที่ร่วมรายการ ซึ่งช่วยเพิ่มมูลค่าให้กับการลงทุนมากขึ้น อีกหนึ่งข้อดีที่ผมชอบคือการซื้อพันธบัตรนั้นสะดวกมากผ่านแพลตฟอร์ม Bond Connect ซึ่งเป็นช่องทางใหม่ที่รวบรวมการซื้อพันธบัตรไว้ในระบบเดียว โดยไม่ต้องยุ่งยากกับหลายขั้นตอนเหมือนแต่ก่อน การทำรายการทุกอย่างครบจบในที่เดียว ช่วยประหยัดเวลาและง่ายต่อการบริหารเงินออมของเรา ในมุมมองของคนที่ต้องการความมั่นคงทางการเงิน ผมแนะนำให้ลองพิจารณาออมพลัสเป็นตัวเลือกสำคัญ เพราะเป็นการเป็นเจ้าหนี้กับภาครัฐโดยตรง ทำให้ความเสี่ยงต่ำและให้ผลตอบแทนที่เหมาะสม นอกจากนี้ยังถือเป็นการสร้างนิสัยการออมสม่ำเสมอที่ดี ซึ่งมีประโยชน์ทั้งระยะสั้นและระยะยาว สุดท้าย อย่าลืมศึกษารายละเอียดและเงื่อนไขของพันธบัตรให้รอบคอบก่อนตัดสินใจซื้อ เพื่อให้ได้ประโยชน์สูงสุดและเหมาะสมกับเป้าหมายการเงินของตนเองนะครับ

Related posts

Monthly Reset Routine for October 🫧
Here’s an in depth breakdown of everything you need to do to reset & prepare for an amazing October! I hope this month, you are able to: • show up for yourself 🧘🏻‍♀️ • spend less time on your phone 📱 • celebrate the small wins 🏆 • stay focused on your priorities 🕰️ • be kind to ot
irianna

irianna

7141 likes

A hand holds various US dollar bills, including a $100 bill, with the text 'HOW TO SAVE $500 IN A MONTH' and sparkling graphics. It serves as the title card for a financial savings challenge.
This image introduces a savings challenge, advising to set aside money daily in a separate account or special place. It features a hand holding cash and a 'swipe' prompt to view the schedule.
A daily savings schedule table shows amounts ranging from $5 to $30 per day, totaling $500. A hand holds cash in the background, illustrating the 'Save a little each day' concept.
Guide to save $500 in a month! Savings challenge💰
Want to start building up some extra cash as an emergency fund or to save up for the holidays?! Here is a guide to save $500 in a month!! It starts as low as $5 per day and gradually gets as high as $30 per day. I recommend physically setting cash in a jar or envelope OR you can transfer it to
Kylie 💸🫶🏻

Kylie 💸🫶🏻

16.3K likes

A clean kitchen sink area with plants and a window, featuring text 'Hack Your ADHD! Cleaning Routine Edition' and 'Easy weekly focus to ACTUALLY keep your home clean and your brain chill'.
A white board outlining the 'Week 1 KITCHEN FOCUS' cleaning schedule, detailing daily tasks from Monday to Sunday, set against a blurred kitchen background.
A white board displaying the 'Week 2 BATHROOM & LAUNDRY FOCUS' cleaning schedule, listing daily tasks from Monday to Sunday, against a blurred bathroom background.
My ADHD Monthly Cleaning Routine 🧼
I feel like I need to let everyone in on my cleaning routine. I’ve been thinking about it for weeks so I’m going to make a whole series about it think 🤭 ADHD Cleaning Routine Series Pt 1: The Monthly Routine Struggling to keep your house clean without burning out? Same here. As someone with A
Chels ☀️

Chels ☀️

1776 likes

December Savings Challenge❄️
Stuff my Monthly Savings Challenge with me!!! 💫 Everything’s 🔗 #asmr #budgetbinder #savings #cashstuffing #budget
SavvySavings10

SavvySavings10

1301 likes

A flat lay image featuring pink peonies, a pink silk nightgown, a pink candle, a sleep mask, and a phone case on a wooden nightstand, with text overlay 'monthly reset that girl routine'.
A list titled 'things to schedule this month' and 'I hope this month you are able to:' with bullet points on a white background, set against a bedroom scene with pink items.
A checklist titled 'new month prep' with sections for maintenance, cleaning, and self-care tasks, displayed on a white background over a bedroom setting with pink accents.
THAT GIRL Monthly Reset Routine Guide 🧘🏼‍♀️🎀💗
New month, new energy! Let’s dive into routines that make you feel like the best version of YOU 💅🏼🌸 🌱 Schedule Your Essentials: • Unplug day (no social media for 24hrs) 📴 • Solo date 💃🏼 • Self-care evening in 🛁 • Get outdoors 🌿🌳 • Organize & deep clean day 🧼 • Quality time with
Gen 🦋

Gen 🦋

3512 likes

A flat lay shows a budget binder, calculator, and decor, with text 'HOW to Create a monthly budget USING CHATGPT' and 'SWIPE'. It introduces using AI for financial planning.
A ChatGPT prompt details income, fixed bills, debt, and savings goals, requesting a budget breakdown for various variable expenses. This demonstrates inputting financial data into the AI.
ChatGPT's generated budget plan displays a table of income, expenses, savings, and a remaining balance of $1,565. Notes explain the surplus, showing the AI's output for financial organization.
How to use ChatGPT to create a monthly budget
💰 Ready to take control of your finances? Here’s how to use ChatGPT to create a monthly budget in minutes! ✨ 1️⃣ Start by sharing your income and fixed expenses—ChatGPT will help you break it down! 2️⃣ List your variable expenses like groceries and entertainment. 3️⃣ Don’t forget your savings
PleadingPretty 💖👩🏾‍⚖️

PleadingPretty 💖👩🏾‍⚖️

4281 likes

A fan of US dollar bills with text overlay 'SAVE $800-$5,000' and '3-12 MONTHS'. It presents options for saving 'Weekly, Biweekly, or Monthly' with radio buttons, encouraging a savings challenge.
How To Save $800–$5K:Weekly, Biweekly, or Monthly✨
If saving has felt overwhelming, this post is for you. Sometimes all it takes is seeing the numbers broken down your way: weekly, biweekly, or monthly. Whether you’re aiming for $800 or $5K, this is your reminder: 👉 You don’t need to be perfect you just need to be consistent. 👉 You don’t need
Mari 🦋

Mari 🦋

5560 likes

The image displays a '12 WEEK SAVINGS PLAN' with a piggy bank illustration. It outlines various savings goals, from $100 to $5,500, detailing the corresponding monthly, bi-weekly, weekly, and daily contributions needed to achieve each goal.
12 Week Savings Plan for Any Goal! ✨🫶
God can bless the bag, but can you manage it?” Staying on budget is kingdom discipline. It’s not about restriction—it’s about stewardship. 🔥Saving ain’t about how much you make—it’s about how much you keep.” Sis, start small if you have to. $5, $10, whatever—just start. Every dollar you save
LucyKevondra

LucyKevondra

12.3K likes

The image displays the title "Your Guide to a High Yield Savings Account" over a background of bundled hundred-dollar bills inside a car, emphasizing financial growth.
The image defines a High Yield Savings Account (HYSA) as a savings account that pays 4-5%+ interest at online banks, significantly more than the 0.01% at regular banks.
The image illustrates the power of compounding interest, showing that $5,000 in a normal savings account earns $0.50 annually, while in a HYSA, it earns $200-$250 annually.
Why You NEED a High Yield Savings Account 💸
If your money is just sitting in a regular savings account earning pennies… it’s basically losing value 💀. A High Yield Savings Account (HYSA) is a savings account that actually PAYS you. Instead of 0.01% interest at a traditional bank, many online banks are offering 4–5% interest right now.
minttalksfinance

minttalksfinance

1737 likes

A handwritten "June Monthly Budget Plan" in a notebook, detailing categories like income, home, car note, phone, gas, kids' stuff, personal expenses, church tithes, and a balance summary. It includes columns for "Budget" and "Spent."
DIY Monthly Budget Plan and Self Care List 💕🫶🏽
Trying to learn how to budget better and take better care of ME so I decided to do this as a DIY project 🤭 #budget money 💰 #selfcare #budgetlife #wellness #momlife #busymomlife
Aasiyah S. 🎀

Aasiyah S. 🎀

9672 likes

A desk setup with glasses, pens, and handwritten notes, overlaid with the text 'Create a Monthly Budget with ChatGPT,' illustrating the article's topic of using AI for financial planning.
A screenshot showing a ChatGPT prompt for creating a monthly budget, detailing income, fixed expenses, desired savings, and categories for variable spending like groceries and fun.
A generated monthly budget plan from ChatGPT, displaying a breakdown of income into fixed expenses (rent, utilities, subscriptions, savings) and variable expenses (groceries, home goods, self-care, fun, gaming accessories).
Track Monthly Spending with ChatGPT!
Do you need help tracking and managing your monthly expenses? Budgeting can be tough and finding someone to help can be even harder! This is a perfect solution for a low cost, effective strategy to help you budget your monthly paycheck so you aren't missing a payment and you are helping save yo
Raine ☀️

Raine ☀️

1158 likes

A person in a life vest rides a jet ski on choppy water with a coastline and buildings in the background. Overlay text reads "Best investment To earn $6000 monthly," serving as a title card for investment strategies.
A graphic on a green background details "Dividend-Paying Stocks." The text explains that these stocks offer regular income and potential price appreciation, with dividends paid annually, quarterly, or monthly.
A graphic on a green background describes "S&P 500 Index Funds." The text explains these funds track 500 large-cap U.S. stocks, representing 80% of the market, and are a relatively safe long-term investment option.
Best investmentnt TO EARN $6000 MONTHLY
Remember, the key to successful investing is diversification and patience. It's essential to spread your investments across various asset classes and avoid making emotional decisions based on short-term market fluctuations. #lemon8partner #personalfinance #MoneyTips #money
Investingashley

Investingashley

132 likes

A woman stands in clear blue ocean water with a boat and islands in the background, overlaid with text asking "HOW TO SAVE $1000-$5000 FOR SUMMER VACATION."
Against a tropical beach background, this image displays savings breakdowns for $500, $1000, and $2000 vacation goals, showing weekly, bi-weekly, and monthly amounts.
Set against a tropical beach, this image continues the savings plan, detailing weekly, bi-weekly, and monthly contributions needed to save $3000, $4000, and $5000 for a vacation.
4 Month Savings Challenge 💵
Saving for a summer vacation doesn’t have to feel overwhelming. This 4 month savings challenge is meant to be a simple visual to show what setting aside a little bi-weekly or monthly can actually add up to. You can use a tax refund to jump start it, adjust the amounts, or even turn this into a
Danielle • Nurse & Mama

Danielle • Nurse & Mama

328 likes

Crush Your Savings Goals With These Easy Tips🫶✨
Without proper planning it's almost impossible to accomplish anything. Here's an easy guide how you can breakdown your yearly savings goals. It can become overwhelming when you don't know where to start. I suggest starting with a goal (What are you shooting for?) Decide
Mari 🦋

Mari 🦋

272 likes

Lets update my monthly savings challenge
Added $15 from my tips this past week $20 more until it’s finished for this month ✅✅ #savingsmadeeasy #monthlychallenge #lemon8challenge #budgeting #savingchallenges @Lemon8 Food @Lemon8Parenting @Feature Guide @Captain Lemon8
Rachel Nichole

Rachel Nichole

82 likes

Save $1000–$5,000 💸 (Monthly Breakdown)
Saving money doesn’t have to feel impossible—even if your goal is $1,000, $3,000, or even $5,000 💪. The key? Break it down into smaller, manageable chunks that fit YOUR budget! Whether you’re working towards that first $1k or going big with $5k, following a simple plan makes it so much easier. G
Mari 🦋

Mari 🦋

1772 likes

Cash stuffing our monthly savings challenge :)
#fypシ #cashstuffing #budgeting #planner #viral
Princess Budgets LLC

Princess Budgets LLC

138 likes

3 savings accounts you need
these are the most important accounts you need to save in girlies! #moneyideas #savingsmadeeasy #savingsglowup #expenses #savingideas #personalfinance
sheywvnx

sheywvnx

169 likes

Pick your Monthly planner
#plannerideas #planningaesthetic #planner and journal #planning
Photo Diary ♡

Photo Diary ♡

957 likes

A close-up of two hands exchanging a $50 bill, with text overlay "How to invest $50 In the stock market Invest Like a Pro! Make $3000 monthly" and a Lemon8 logo.
A person typing on a laptop keyboard, with text overlays explaining how to invest in the stock market using index funds/ETFs and buying fractional shares, along with a Lemon8 logo.
A person working on a laptop, with text overlays discussing investing in high-yield savings accounts and dividend stocks for passive income, and a Lemon8 logo.
$50 IN THE STOCK MARKET & MAKE $3000 monthly
Remember that investing always carries some level of risk, and it's important to do your own research and consider seeking advice from a financial advisor before making any investment decisions. #lemon8partner #MoneyTips #personalfinance #moneysavingtips #investing #investingforbegi
Investingashley

Investingashley

760 likes

A handwritten 'YEARLY SAVINGS CHALLENGE' in a notebook, displaying daily savings tables for January, February, and March. January and March show a total saved of $496 each, while February shows $406 or $435 for a leap year.
A handwritten savings challenge in a notebook, showing daily savings tables for April, May, and June. April and June each show a total saved of $465, while May shows a total saved of $496.
A handwritten savings challenge in a notebook, displaying daily savings tables for July, August, and September. July and August each show a total saved of $496, while September shows a total saved of $465.
Monthly savings 🌸
You can save, even if it’s just a little at a time. That “little bit” goes a long way 🫶🏾❤️
Brokiieeee 💕

Brokiieeee 💕

53 likes

A stack of white cards or envelopes, each with a month and a dollar amount written on it, representing a '12 Month Savings Challenge 2025'. The amounts vary from $25 to $150, with colorful highlights on the edges.
Monthly savings challenge 2025 #2
Angelina Skyy

Angelina Skyy

18 likes

Monthly Budget
Need a better way to manage money! maybe this could help . #budgets #budgetmindset #savingmymoney #savingsmadeeasy #budgeting
Kimberly

Kimberly

23 likes

Bi-Weekly Savings
DigitalEmpireVault

DigitalEmpireVault

411 likes

A tablet displays a digital monthly budget tracker planner template with sections for income, expenses, savings goals, and notes. The image title reads "How to Create a MONTHLY BUDGET TRACKER PLANNER (for Personal Use or to Selll)" in green text on a light pink background, with a white stylus and notebook visible.
How to Make a Monthly Budget Planner in Canva 📝
📌 How to Create a Monthly Budget Tracker Planner in Canva (for Personal Use or to Sell!) ✨ Whether you’re budgeting for groceries or building a digital product empire, this planner is a must-have. Here’s how to make your own: 1️⃣ Open Canva Search “Budget Planner” or “Monthly Budget” to expl
ElevatedByShell

ElevatedByShell

36 likes

6 Week Savings Challenge
@Welcome Baddies The 6 Week Money Challenge gradually increases your savings target from $50 to $300 per week, while providing actionable steps to cut expenses, earn extra income, and improve your financial habits over the 6-week period. At the end of the challenge the total will be $1,050. H
Welcome Baddies

Welcome Baddies

547 likes

Starting my January Savings Challenge!
Stuff my Monthly Savings Challenge with me!!! 💫 Everything’s 🔗 #asmr #budgetbinder #savings #cashstuffing #budget
SavvySavings10

SavvySavings10

33 likes

Monthly Reset 🔋✨
#productivity #planner #lifehacks #budgeting #planning
Bri Journal

Bri Journal

122 likes

Your Monthly Savings Rate
@Welcome Baddies ⭐️ Save this so you don’t lose it ⭐️ The recommended monthly savings rate is 10-15% of your pre-tax income for retirement, but your personalized target depends on your age, goals, and financial situation. Determine your savings rate by estimating your desired retirement inco

63 likes

How to hit a 12 month savings goal! 💵🎯
If you want to save money in 2025, here is the math of how much money you need to save per week in order to accomplish that. Savings targets can vary drastically based on your financial situation. If you want to create your own savings targets, just take your savings, target and divided by 52 w
Kylie 💸🫶🏻

Kylie 💸🫶🏻

1006 likes

Monthly savings challenge 2025 #3
Angelina Skyy

Angelina Skyy

21 likes

Update my monthly savings challenge with me 👉🏽👉🏽
How is your savings going this month?? Check in here for accountability 🫶🏼 #monthlychallenge #saving money challenge #marchsavings #moneysavingtips #cashstuffing @Captain Lemon8 @Feature Guide @Lemon8Parenting
Rachel Nichole

Rachel Nichole

76 likes

Cashing out my monthly savings
I had a big car repair expense come up so clearing out all my monthly savings so far to help with the expenses Thankful I saved this much so far #savingthebudget #carrepair #cashstuffing #budgeting #cashsaving
Rachel Nichole

Rachel Nichole

32 likes

June Savings Challenge = ✅ COMPLETED! 💵🎯
I stayed focused, stuffed the envelopes, and finished strong. Some weeks were tight, but every dollar saved reminded me: progress over perfection. This month proved that with faith, discipline, and a plan—you can reach your goals. 💬 Did you finish your June savings challenge? How much did you sa
Josephine Amo

Josephine Amo

17 likes

A young woman smiles, framed by flowering arches, with text overlay 'HOW I LIVE ON A $2.5K MONTHLY BUDGET', illustrating her approach to managing finances as a marketing intern.
A collage of four diverse home-cooked meals, including ramen, hot pot, and noodles, with text indicating 'Food $200' and 'Cook at home To save money', highlighting budget-friendly eating.
A young woman in a cap sits against a graffiti-covered wall, with text 'FREE WEEKEND ACTIVITIES HIKING WITH FRIENDS', showcasing a cost-effective leisure activity.
How I prepare to live on a $2.5k monthly budget
💸 Here’s how I budget my $2.5k/month pay as a marketing intern in LA! (+ working on a side hustle, so hopefully more income soon 👀) 🍳 I mostly cook at home—groceries cost me $200/month. Work sometimes provides free food, and leftovers = next day’s lunch 😋 🥾 Lately I’ve been hanging out with fr
HeyitsCeci🍜

HeyitsCeci🍜

259 likes

✨The Monthly Budget Layout That Changed Everything
#monthlybudget #budgettemplate #digitalplanner #financialplanning #budgetingforbeginners
Debbieslife

Debbieslife

52 likes

Your Monthly Savings Challenge 💰
#moneysavingchallenge #budget #savingmoney #foryou
Content to Wealth

Content to Wealth

109 likes

May savings challenge sheet 💸
Let’s start off May right 🤑🤑 Screen shot and save the first image to use it all month #budgetingforbeginners #monthlysavingschallenge #maysavings #cashstuffing #budgetbinders @Lemon8 Food @Captain Lemon8 @Feature Guide @Lemon8Parenting @Lemon8 Book Club
Rachel Nichole

Rachel Nichole

14 likes

How to Create a Monthly Budget That Works 💸
01. Write down your monthly income. The very first step is to determine what your income is for the month. Include all income: salary, commission, bonuses, gifts, etc. 02. Write down monthly expenses. Next, list all your fixed monthly expenses. These are expenses that do not change month to mo
Andrea Davis

Andrea Davis

219 likes

A stack of white envelopes labeled for a "12 Month Savings Challenge," with each envelope indicating a month from January to December and a corresponding savings amount, ranging from $20 to $180.
Monthly savings challenge 2025 #1
Angelina Skyy

Angelina Skyy

9 likes

July Savings Challenge
Finally completed July, onto August!! #savings progress #saving challenges #monthlysavingschallenge #
DRE

DRE

18 likes

Monthly savings challenge
#moneysavinghacks #savingmoney #savemoneyhacks #howtosavemoney #savingmoneychallenge
Kreationzbykellz

Kreationzbykellz

2 likes

Monthly budget
Budgeting. Monthly budget plan https://things4mama.etsy.com
Sam: Wife&Mamaof3

Sam: Wife&Mamaof3

33 likes

✨Weekly Savings Challenge✨
#savingschallenge #goals #moneybudgeting #budgetting #budgetbabe
Karita✨💜♒️

Karita✨💜♒️

70 likes

July savings challenge 💰💸🤑🧨🎇🎆
Screenshot to save and use #julysavingschallenge #monthlysavingschallenge #cashstuffing #july4th #budgetbinder @Captain Lemon8 @Lemon8Parenting @Feature Guide @Lemon8 Book Club @Lemon8 Food
Rachel Nichole

Rachel Nichole

10 likes

Completed My Monthly Savings Challenge Binder🥳
Stuff my Monthly Savings Challenge with me!!! 💫 Everything’s 🔗 #asmr #budgetbinder #savings #cashstuffing #budget
SavvySavings10

SavvySavings10

23 likes

Monthly Budget Template
Feel free to let me know if you want a copy! 💜 #budget #googlesheets
Aminajournals

Aminajournals

263 likes

Monthly Savers, This One’s for You 💸
Saving monthly doesn’t feel big at first… Until a year flies by and you’re sitting on a $3,000 flex. https://walletwhisperer.etsy.com Whether it’s $50, $100, or $250/month — that’s your freedom fund, not your leftovers. You don’t need to be perfect, just intentional. 🖤 Save this. Commit
WALLET WHISPERER

WALLET WHISPERER

1085 likes

MONTHLY PAYCHECK BUDGETING FOR BADDIES 🥰🌸
Trying to get a grip on your finances? Check out the 50/30/20 rule! 💸 With a $3,000 monthly paycheck, it's all about balance: spend $1,500 on needs like rent and groceries, $900 on fun stuff like dining out and entertainment, and save or pay off debt with the remaining $600. Why does this ma
Mo ☼

Mo ☼

103 likes

2026 Jump Start Your Savings
heyyheyyheyy74

heyyheyyheyy74

748 likes

See more