How much debt I have as a 25yr old STAHM✨

As a family of 4 we don’t have as much debt as the normal family (in my opinion). My husband took out student loans so we are paying that off. I was able to pay my own college and was lucky enough to not have to take out loans.

Our credit cards isn’t too high right now. It was fairly high a couple months ago but we have been working on it!

This is our first “big girl” car where we have a big monthly payment. I can’t remember how many years the loan is for but the payment is for sure $650 for a Kia!

#moneyhabits #embracevulnerability #lemon8challenge #debt #Lemon8

2025/10/22 Edited to

1 comment

Related posts

A young woman with dark hair and glasses, wearing a white top and a necklace, with the text overlay "my debt explained as a 19 yr old". The Lemon8 logo and username are in the bottom left.
An underwater scene showing rocks and clear blue water, with text explaining that college loans are the source of debt due to a lack of financial aid. The Lemon8 logo is visible.
A scenic view of a rocky beach and water under a clear blue sky, with text stating debt has reached $10,000 and plans to pay it off after graduation. The Lemon8 logo is present.
my debt explained as a 19 yr old
this is how much debt I have as a 19 yr old, this is the updated version since school has started. Ten thousand for a 19 yr old is really a lot especially as someone who does not have that much money but I am determined to pay it off after graduating and getting a job. It’s scary that i have to owe
mei

mei

20 likes

Thank you to everybody supporting me on this step free journey. Y’all are amazing and I’m truly blessed to have such wonderful friends and supporters like y’all. #debtfree #debtfreejourney #payoffdebt #storytime #fyp
🌸Stephanie-Lynn🌸

🌸Stephanie-Lynn🌸

3368 likes

routine as a sahm👶🏾🩷
#sahmvlog #sahmroutine #sahmmorningroutine #vlogs
patasia💐🎧⛅️

patasia💐🎧⛅️

1 like

Loving all the support Momtok is giving!! I’m here for it !!! #fyp #momtok #momssupportingmoms #trending #debtfreejourney
Mackenzie✨🌺

Mackenzie✨🌺

2169 likes

Realistic Debt + Credit Cards of a 25 yr old 🥲
My only advice is…. -> learn to budget early -> start an emergency fund the minute you start working -> be responsible -> don’t barrow money if you can help it -> don’t start having kids before being financially stable #budgetstruggles #debtreveal #debtdiaries
Charlotte 💋

Charlotte 💋

5 likes

STAHM workout from home recs🫶
I didn’t go to the gym once postpartum and I’m hitting the goals that I want. It’s hard having kids and getting out of the house so make it easier on yourself and do these workouts from home and still see results. #postpartumworkout #bodytransformation #embracevulnerability #workout #Lem
Rylan matu

Rylan matu

11 likes

another day, another dolla or mommy vlog I should say 💵🫡 🎥🚽🧻 #vlog #mommyvlogger #momlife #workingmom #utahinfluencer
Lyss

Lyss

3 likes

throwing 🤜🏼 with a 3yr old might find its way on my bingo card 👀😅🤣 jk #mommyvlogger #momlife #toddlermom #momcreator #dayinmylife Mom vlogger • real life mom content • toddler life • autism mama • special needs mom • day in the life • gentle parenting • motherhood unfiltered • fami
Lyss

Lyss

93 likes

Chelly is gonna be teaa 💋🤭 #momtok #momcar #cleantok #fyp #jeep @Milwaukee Tool @The Pink Stuff @Jeep 💖
mama chass ♡

mama chass ♡

954 likes

day in the life of a 25yr old mom of 2 that is $1.3mil in debt and works 2 jobs #mommyvlogger #utahmom #utahvlog #vlogger #utahinfluencer
Lyss

Lyss

3 likes

Cardi B Pays Offset Taxes #fyp #viral #cardib #offsetyrn #taxes
BreezyBlinks

BreezyBlinks

103 likes

Cards as a 24yr old - my experience!
Let’s start with that I’m 24years old and hold a full time job making roughly $3200 each month. Here are the details of my cards, their balance and benefits🌟 🌟Capital One Savor - Cash Back Benefits -$375 -5% cash back of travel through Capital Travel -3% cash bank on groceries, dining and stre
🌻Hadley Stell 🌻

🌻Hadley Stell 🌻

151 likes

my husband refers to me as the @Dave Ramsey anti-christ 🤷🏼‍♀️ what can I say 😅😂🥲🧩✨ #mommyvlog #vlog #specialneedsmom #severeautism #vlogmas
Lyss

Lyss

1 like

hahaha right on the verge of $1.2mil in debt - lil teeter totter action 🫠😅🤣 #dayinthelife #utahinfluencer #mommyinfluencer #workingmom #momlife
Lyss

Lyss

0 likes

Grocery haul as a 26yr old STAHM in a calorie deficit🌺
I’m in a calorie deficit right now. I’m trying to lose fat but still gain muscle postpartum. Focusing on protein and Whole Foods is biggest thing! I went to Costco and here’s a few healthy items keeping me in a calorie deficit but in a tasty way! chia pack: chia seeds are super good for weightlo
Rylan matu

Rylan matu

19 likes

DIML 🎞️ Vlog
Come with us to run some errands #diml #toddler #mom #sahm #lifestyle Miami
isabellavaquero

isabellavaquero

10 likes

A hand holds a gray iPad with a white heart sticker on its cover. The image has a white border and sparkles, with text overlayed saying "My iPad Layout!" and "SWIPE" at the bottom right.
A vibrant, custom-made collage background for an iPad lock screen, featuring various colorful stickers like a cowboy hat, sunglasses, mushrooms, a balloon dog, playing cards, and text elements. It includes "Swipe up to unlock" and "•Collage Background Made By Me."
An iPad screen displaying side widgets, including YouTube, Pinterest, a calendar showing no events, a weather widget for Cupertino, a battery widget, and a Chicago trip countdown. News headlines are visible below the widgets.
My iPad Layout!✨
my updated iPad layout! I use my iPad a lot so I like to keep all the apps I use the most organized and easily accessible! I created my background using procreate and images from pinterest! widgets- •youtube •pinterest •color widgets (countdown & calendar) •sticky note •screen time
elisalarascott

elisalarascott

1275 likes

t’was a perfect day for another ✨garage sale✨ #humor #vlog #mommyvlogger #comfortcreator #utahinfluencer
Lyss

Lyss

0 likes

House potatoes until pick up but where my mommies that still get separation anxiety. Idk it ruins my entire day #momsoftiktok #youngmom #sahm #thursday #vlog
In Mi’ Mind 🧠🫧

In Mi’ Mind 🧠🫧

221 likes

Oh nothing just in a temporary depression cause I seen someone graduation nursing school once again. It makes me sad cause I was almost there and gave up. I never would be in this situation if I never gave up on myself. I’m just waiting on time at this point
VerniquaVerniqua

VerniquaVerniqua

0 likes

It’s my first get ready with me of 2026! Happy happy new year! Let’s start the year off right knowing our worth knowing our value and telling ourselves there’s no dream too big to achieve. I am claiming nothing but health, happiness and success for anyone and everyone who sees this video. #GetRead
Samantha Taormina  ✨

Samantha Taormina ✨

19 likes

Love. Late night🩷 #etherealkra
Kra'

Kra'

0 likes

No we’re still not home, but I’m still a SAHM! 😜 #morningroutine #morningmotivation #morningvlog #momlife #motherhood
living.laurens.life

living.laurens.life

5 likes

welcome to my crib #momcar #carseat
Janaiah McClure

Janaiah McClure

18 likes

LOVE MEEEE SOME PIPETTE. Gentle, effective sun care doesn’t stop at my kids. I wanted something that our entire family could use so that i know what I’m putting on their skin and mine. @Pipette suncare is gentle, plant-based, and extremely protective. Love that the spray screen isn’t harsh and
Janaiah McClure

Janaiah McClure

3 likes

Healthy Oat Scones 🥮
Home Recipe 👩🏻 Home Recipe 🍳 Ingredient 1 & Portion: 2 1/2 cups oats 🥣 2 tablespoons flaxseed 1/2 tsp baking powder 1/4 cup honey 🍯 2 tablespoons olive oil🫒 1 teaspoon vanilla 1 banana 🍌 2 tablespoons blueberries 🫐 1/2 tsp cinnamon 1 handful of chopped pitted dates (optio
Debtfreegranny

Debtfreegranny

1 like

Making sourdough tortillas between naps, cravings, and real-life responsibilities 🤍 This season is messy, slow, and full — but every small effort counts when you’re trying to build a better future for your family. One tortilla (and one day) at a time 🫶🥖✨ #SAHMlife #DebtFreeJourney #Homemad
mamalena2124

mamalena2124

1 like

PTA mom with a BPM problem 💁🏻‍♀️ @@HOKA @spyderactive @lamicall_official @GU Energy Labs #postpartumweightloss #weightloss #weightlossjourney #postpartumfitness #postpartum
Janaiah McClure

Janaiah McClure

0 likes

first marathon advice 🥲
Two more days!! #firstmarathon #marathontraining
Janaiah McClure

Janaiah McClure

10 likes

not dying poor...
Starting today! Cause I get paid but it is time to lock in to this debt (something that I have mentioned before on here). It is now around the corner. 🫠😭 Motivated to track this and get it done cause we now have a deadline! #financialindependence #firecommunity #wealthbuilding #financialf
Tessa

Tessa

18 likes

😵‍💫🥴 this isn’t the first time I’ve made a poor decision
Janaiah McClure

Janaiah McClure

5 likes

Banana pudding for Thanksgiving because my family would literally riot if I didn’t make this 😌🍌 This recipe is dangerously good and stupid easy… like the bowl is gonna be EMPTY at dinner. Here’s the one I used ↓💛 Ingredients: • 8 oz cream cheese, softened • 14 oz sweetened condensed milk • 5.
MariClare MacLamroc

MariClare MacLamroc

93 likes

28 things I find difficult as a 28 yr old 🖤
Turning 28 definitely hit differently this year 😅 Anyone else feel like adulting gets harder the older you get? There are just some things I still haven't mastered! 1. Saving money 💰 2. Unmarried, still have a bf of 3yr. love him very much ❤️ 3. Being the oldest, being the responsible one
Linda Castro

Linda Castro

1 like

I need to get a waffle maker because i definitely make pancake to much #breakfast #toddlermomlife #teenmom #lowincome #sahmsoftiktok
Karlie Lynn❤️

Karlie Lynn❤️

17 likes

BoxyCharm by Ipsy May 🌸
#ipsy #ipsyglambag #giftedbyipsy @IPSY #ipsypartner #unboxing #asmrunboxing #asmr #ipsymay2024 #boxycharm #Beautyunboxing
Amanda Pink 🎀

Amanda Pink 🎀

220 likes

day in the life of a 25yr old mom x2 who is $1.3mil in debt 💸 #dayinthelife #vlogger #dailyvlog #utahmom #momtok
Lyss

Lyss

0 likes

Wwe aura undertaker 🔥😱 #WWE #Goldberg #undertaker #wweraw #wwehighlights
Ocean life 🌊

Ocean life 🌊

2 likes

Goooood mooorrnnniiiiiinnggg! Come along for another day in the life of a 25yr old Utah mom of 2 tha is $1.3mil in debt 💸 #dayinmylife #vlog #momvlog #utahmom #mommyvlog
Lyss

Lyss

4 likes

another day, another mommy vlog! #dayinmylife #vlog #momvlog #utahmom #vlogmas
Lyss

Lyss

3 likes

another day another day in the life 🙂‍↔️🥳✨ #mommyvlogger #dayinthelife #momtok #utahmom #utahinfluencer
Lyss

Lyss

4 likes

Consistency looks different in every season of my life! #truelemonpartner Last year my focus was losing the postpartum baby weight. This year it’s fueling my body so I can keep showing up for my runs. Adding True Lemon Curb to my routine has been such an easy switch prebiotic fiber, electrolyt
Janaiah McClure

Janaiah McClure

3 likes

$1.3mil in debt @ 25yrs - how long until we crawl out 👀 🤔 💭 world may never know 🤣😅👏🏼✨🪄🥲 #utahmom #mommyvlogger #vlogger #storytime #humor
Lyss

Lyss

4 likes

If i had to describe my perfect weekday morning it would be one where i 1) successfully drag myself out of bed and get my run out of the way, and 2) get to see my baby/babies mid-day 😍😍😍😍 10/10 workday #wfhmomlife #womenintech #womeninfintech #workingmomlife #wfhmom @Saucony @Garmi
Janaiah McClure

Janaiah McClure

7 likes

How much I earn/spend in a month as a 23 yr old
So i recently graduated college and it’s so crazy now i have to fend for myself. Now I think about it, i am very privileged to be in this situation where i can be comfortable despite the high cost of living. But dont get me wrong, i still cry a little when i see two weeks worth of work is gone bc r
Leigh

Leigh

64 likes

Here my AHM 0-6-0 Tank engine Pull passenger cars.
#gettoknowme
HiawathaLegacyExpress01

HiawathaLegacyExpress01

3 likes

He’s been loving noodles lately #lowincome #sahmlife #toddlermeals #lunchtime #youngmom
Karlie Lynn❤️

Karlie Lynn❤️

9 likes

bizarre day, but a good day! #vlogger #vlogmas #mommyvlogger #momvlog #utahmom
Lyss

Lyss

3 likes

Wednesday morning as a SAHM of 4 🤍
MandiFountain14

MandiFountain14

3 likes

#debtfree #dvsurvivor #goddidit #healing #mytestimony
Jayda Raylyn

Jayda Raylyn

1 like

another day in the life vlog 🫡 #utahmom #vlog #ditl #vlogger #mommyvlogger
Lyss

Lyss

3 likes

How To Tickle A Turtle
#animals #tickling #trending #following #AHMBrand
Animals Hilarious Moments

Animals Hilarious Moments

0 likes

sums me up
AHM33S_W0R1D_24

AHM33S_W0R1D_24

2 likes

“we got facials at home” follow me for more homeowner tips as a 33 year old teen mom #momproblems #homeowner #momlife #momof3 #momhumor
Janaiah McClure

Janaiah McClure

2 likes

See more