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This is the uncertainty of this world. People who have never met may have met # elder Ton Chuen.

6/17 Edited to

... Read moreจากประสบการณ์ของผู้บริหารที่เคยทำงานในบริษัทชั้นนำระดับโลกอย่าง Oracle มา 10 ปี สิ่งหนึ่งที่ชัดเจนและเจอด้วยตัวเองคือความไม่แน่นอนของตลาดแรงงาน แม้ว่าจะอยู่ในตำแหน่งสูง แต่ก็ไม่มีใครสามารถคาดเดาเหตุการณ์ได้ล่วงหน้า เช่น การถูกเลิกจ้างอย่างไม่ทันตั้งตัวผ่านทางอีเมล ซึ่งเป็นเรื่องที่พบได้บ่อยในยุคนี้ สิ่งที่ผมอยากจะแชร์คือ เมื่อเราเข้าใจในความไม่แน่นอนนี้แล้ว สิ่งสำคัญคือการมีแผนรองรับ เช่น การสร้างรายได้เสริม หรือรายได้กระเป๋าที่สอง (side income) ที่ไม่จำเป็นต้องใช้เวลามาก แต่สามารถเป็นแหล่งเงินทุนสำรองเมื่อเกิดเหตุไม่คาดฝัน การลงทุนใน passive income ไม่ว่าจะเป็นธุรกิจออนไลน์ ลงทุนหุ้น หรืออสังหาริมทรัพย์ ก็เป็นทางเลือกที่ช่วยสร้างรายได้ที่ยั่งยืนและช่วยลดความกดดันในอนาคต นอกจากนี้ การมีความรู้ด้านการเงินและการวางแผนการใช้จ่ายอย่างรอบคอบก็เป็นสิ่งจำเป็น เพื่อให้สามารถรับมือเมื่อเกิดสิ่งที่เราไม่คาดคิดได้อย่างมั่นใจ สุดท้ายนี้ อยากจะย้ำว่าไม่มีใครอยู่ในสถานการณ์นี้คนเดียว คุณอาจยังไม่เคยเจอความไม่แน่นอน แต่โอกาสเจอมีสูง ดังนั้นการเตรียมพร้อมไว้ก่อนจึงเป็นสิ่งที่ควรเริ่มทำตั้งแต่วันนี้

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