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🐙 Why I built another expense tracker when there are already so many

There are already tons of expense tracker apps on the App Store. So… why did I make another one? 😂 For me, I’ve always preferred tracking my finances in Google Sheets. I like being able to see the actual data, change things however I want, add my own formulas, create charts, or even comple

1 like

how i’m turning wedding bills into miles ✈️

While preparing for my wedding, I thought I’d share how I’m planning our payments to earn miles and hopefully help fund our honeymoon on SIA Suites 💍✈️ I’m starting about one year early so we can spread the bigger payments across different months instead of wasting the monthly bonus caps. 𝗧𝗵𝗲 𝗯

23 likes

splitwise, but for telegram 🐙

I got tired of Splitwise limits, manually calculating who owes who, and asking friends to download another app just to split expenses 😮‍💨 So I made TakoSplit, a free expense-splitting bot that works right inside Telegram. Just add @takosplit_bot to your group, start a trip with /trip_start, a

1 like

everyone's investing but you're unsure? 👀

Your friends are talking about stocks, ETFs and the S&P 500, while you’re just nodding along and hoping nobody asks what you invested in 😭 Here’s a quick read to help you understand the important things about investing before putting your money anywhere. 💰 𝗪𝗵𝗮𝘁 𝗱𝗼𝗲𝘀 𝗶𝗻𝘃𝗲𝘀𝘁𝗶𝗻𝗴 𝗺𝗲𝗮𝗻? Inv

1 like

what's your spending personality? 🐙💸

Came across this cute little finance quiz and thought it'd be fun to share 😆 Answer a few simple questions and it'll tell you which Spending Octopus you are, based on your money habits. It only takes a few minutes, and you might even learn something about your spending style along the

1 like

money as a couple 💑💰

One of the biggest relationship topics that doesn't get talked about enough is money. When two people start building a future together, finances naturally become part of the conversation. There's no single "right" way to manage money as a couple. Every relationship is differen

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one simple money hack that changed everything 💰

Ever reach the end of the month and wonder where your salary disappeared? 😭 One of the easiest ways to manage your money is to stop keeping everything in one bank account. -- 💡 Have 2 accounts instead. 🏦 Savings Account The moment your salary comes in, transfer your savings here first.

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what and why everyone's talking about SRS 💰

You've probably seen people saying "Open an SRS account before July 2026" all over social media lately 👀 But what exactly is SRS, and why are people suddenly talking about it? 💡 𝗪𝗵𝗮𝘁 𝗜𝘀 𝗦𝗥𝗦? SRS (Supplementary Retirement Scheme) is a voluntary scheme that helps Singaporeans save

4 likes

a beginner's guide to savings account interest 💰

Most Singaporeans know they should put their money in a high-interest savings account. But many people don't actually know: 🤔 What does 2% p.a. mean? 🤔 Why are banks advertising 3% or 4% but I'm earning much less? 🤔 How do I know if a savings account is actually good? Let's bre

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your savings account isn't paying that 😭

Over the past few months, Singapore's high-yield savings accounts have been quietly cutting rates. The headline numbers still look attractive 👀 But the realistic rates most people actually earn are much lower. — 💸 𝗨𝗢𝗕 𝗢𝗻𝗲 A few years ago, UOB One was one of the easiest recommendation

1 like

A Simple Miles Setup for Beginners ✈️💳

If you've been trying to learn about miles, you've probably come across people carrying 6 to 10 different credit cards and memorising dozens of spending categories 😵‍💫 The truth is, most people don't need that many cards to get started. If your goal is simply to earn miles on your

7 likes

your own learning journey

I was talking to my sister this week, and somehow we started talking about school and different paths in life. More specifically, ITE. I know a lot of students still feel like going to ITE means they are “behind”. But I don’t think that’s true. Everyone has a different path. Going to

3 likes

most students are leaving money on the table 💸💸

Student life in Singapore is honestly expensive 😭 School fees, transport, food, project work… somehow money disappears super fast even if you’re not living luxuriously. But there are actually quite a few ways students can reduce expenses or earn extra money that people rarely talk about 👀

8 likes

how to grow your wealth (for real) 💸

If you’ve been searching for better savings accounts lately… same here 😶 But with rates in Singapore now around 1–2%, even the “good” accounts don’t feel that exciting anymore. And it made me realise something 👇 — 💭 𝗜𝘁’𝘀 𝗻𝗼𝘁 𝘁𝗵𝗮𝘁 𝘀𝗮𝘃𝗶𝗻𝗴𝘀 𝗶𝘀 𝗯𝗮𝗱… It’s just that it has limits. For example

3 likes

NSF guide: don’t fall for this 😬

If you’re serving NS right now, you’ve probably heard this before… “Just sign SAFRA, the free watch can cover the membership cost 👀” Then suddenly… everyone is trying to sell the same watch online 😂 But here’s the thing… most people don’t realise what they’re actually doing. — 𝙄𝙛 𝙮𝙤𝙪 𝙖𝙡𝙧𝙚

4 likes

how to get the most out of your money in 2026

If you feel like your money isn’t growing like before… you’re not wrong. Most people are actually earning only about 1% 😶 Back then, it was quite easy to get 3–5% just by putting your money in the “right” account. Now in 2026, rates are dropping, and most of those high interest accounts eithe

8 likes

find out for FREE if you can actually afford your BTO + wedding! 📊

If you’re planning to get married in Singapore… you’ll realise very quickly it’s not just a wedding. it’s BTO + wedding + renovation… all happening within 1–2 years 😵‍💫 And honestly? Most of us don’t even know if we can actually afford all that. I went through this myself recently. Tried u

142 likes

how i helped my mum earn her first biz class 🥹✈️

My mum is the kind that always uses cash or debit card, be it for groceries or shopping for clothes. When I first told her she could earn a business class flight just by changing how she pays… she kind of tried. But not fully committed 😅 since it’s part of her lifestyle to default to those payme

44 likes

that 6% might actually be 3.6%

Ever seen a savings promo advertising 6% interest and thought, “that’s a really good deal”? Most of the time the payout is correct. Banks usually do pay what they promise. But what many people miss is when your money actually starts earning. If your cash has to sit in the account before th

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week 42

hackomania weekend. Two hours of sleep, lots of coding, and a great experience. Now I need rest. #aiforgood #hackomania2026 #hackomania #geekshacking

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💡Figuring out money & sharing what works 📌Personal views, not financial advice