What to save. Reduce costs. Remaining money. ✨

I have to say that we usually collect some, do not collect some, but the month has a little emergency money, but not serious until this year really fell because the economy is not good, and the investment made is not as expected, so 🥲 have to start again from 0.

It's been almost two months since we used this method to manage ourselves. At the end of November, we were expecting to close 90% of our cards, so I wanted to share how it worked. For people who used to spend money on their own like us.

✨ What we do to reduce costs and keep money. ✨

1. Eat at home or do it yourself

From ordering gran / eating out most of the time → switching to eating at home. Save a lot of money.

2. Stop shopping for luxuries

We stopped shopping and looked at what we had instead. It turned out that we found what we had bought but never used. 😂 Like we bought for ourselves two years in advance and forgot.

When you see it, "Whoa... have we bought so much?" It's like a strong slap in the face.

The solution we did was to want a new one → a photo cap and save an album called "Want" and wait 30 days. If you want it, think again.

But tell me, most of the time, just 2 days have passed, I don't want it, haha. I saved a lot of money.

3. Cut out unnecessary Subscription

Seriously, the Czech found that it lost nearly 3,000 baht a month to all the apps, leaving only what was really needed, such as Google Cloud.

4. Find activities that do not cost money

We usually like to go around golf, but I have to admit... it's very expensive, and it's around, and the drive loses thousands a month. 💸

So now we've sold golf clubs, cut the cost here, and focus on free activities, such as walking, drawing, reading books that we've bought, or exercising on YouTube.

📌 But tell me, if the future is ready and does not suffer ourselves, we will definitely want to go back to play because it is a sport that we really like. 🏌🏻‍♀️

5. Make a fine-grained revenue-expenditure

This helps us a lot. Write down every baht used every day. Make a monthly budget in categories such as oil, food, food, medicine, birthday gifts (important, so you don't cut cash), funlife, housewares, etc.

Some supplies, we calculate annually and then average monthly. When the cycle runs out, we will be prepared, not hurt.

The most important thing is that we plan until 2027 to see exactly where money should flow.

👉, if there's time, we'll tell you about it in detail, because it's really the main help.

6. Earn more

From where the revenue disappeared, we now have three new channels.

7. Stop updating lifestyle by income

The word I heard was "More money, no need to move more lifestyle." 💡

In the end, real happiness is having money in your pocket, not buying new things all the time.

📌 I don't have the same money yet because I focus on closing the card first, but at the end of November I will start to collect again. 👍🏻

# How to spend money to keep # Cost control # Plan spending # Reduce costs # Reduce expenditure