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Is cash really "safe"?

Withdrawn from the bank

Is cash really "safe"?

📌 more risky cash than I thought.

• "No one is protected."

• Stolen: It's over.

• Not Glowing: Money Value Reduces Because of Inflation

Whereas, if "deal in the right place,"

The money is still full and can grow up.

1. Cash

• Partially stored (10-15%) for emergencies

• Should have fire-proof safe, waterproof, home-stored or distributed in multiple places, not including a single cube

2. Lottery Savings / December

• Not a "normal bank deposit," but a savings lottery. 100% safe principal + eligible for a prize.

• It is considered an option that many people do not trust banks because money is still protected.

3. Money / bond market mutual funds

• Invest through a blog (not a direct bank)

• Very low risk, close to deposit, but slightly better return

• Buy-sell through the fund app, no account book required

4. Concrete property

• 96.5% gold bullion / gold stored as property whose value is not lost

• Small land / garden / useable property, future added value

5. Insurance

• Health / serious disease insurance prevents all money from being collected if sick.

• Savings-like savings / pension insurance but with protection + contract rebates

# Financial planning # plannotpoor

2025/9/15 Edited to

... Read moreจากประสบการณ์ส่วนตัวที่เคยประสบปัญหาเงินสดสูญหายหรือถูกขโมย สิ่งสำคัญที่สุดคือการไม่เก็บเงินสดไว้ที่เดียวทั้งหมด เพราะถ้าเกิดเหตุไม่คาดฝันขึ้น เงินที่เก็บไว้ก็จะสูญหายทั้งหมดทันที การเลือกใช้ตู้เซฟกันไฟกันน้ำที่บ้าน หรือเก็บเงินในหลายจุดช่วยลดความเสี่ยงจากการสูญหาย นอกจากนี้ การเก็บเงินไว้ในรูปแบบของสลากออมสินหรือตราสารหนี้สามารถช่วยรักษามูลค่าเงินได้ดีขึ้น เนื่องจากเงินสดมีแนวโน้มที่จะลดค่าลงตามเงินเฟ้อ ส่วนตัวผมมักแบ่งเงินสดสำรองไว้ประมาณ 10-15% สำหรับใช้ในกรณีฉุกเฉิน ส่วนที่เหลือจะนำไปลงทุนในกองทุนรวมตลาดเงินหรือทรัพย์สินที่มูลค่าเพิ่มขึ้นได้ เช่น ทองคำแท่งหรือที่ดินเล็กๆ ที่สามารถสร้างความมั่นคงในระยะยาว นอกจากนั้นการใช้ประกันสุขภาพหรือประกันสะสมทรัพย์ก็ช่วยป้องกันความเสี่ยงที่อาจทำให้ต้องใช้เงินสำรองไปกับค่ารักษาพยาบาล ทำให้เงินเก็บยังคงไม่สูญหายง่ายๆ และยังได้รับความคุ้มครองเพิ่มเติมอีกด้วย การวางแผนจัดการเงินสดอย่างเป็นระบบ ไม่เก็บไว้ที่เดียวและเลือกลงทุนในสินทรัพย์ที่เหมาะสม จะช่วยทำให้เงินของคุณทั้งปลอดภัยและสามารถเติบโตได้อย่างมีประสิทธิภาพในระยะยาว

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A mobile payment interface with a solid pink background. It displays "$0" at the top, a numeric keypad, and "Request" and "Pay" buttons at the bottom.
A mobile payment interface featuring a green background with a glitter texture. It shows "$0" at the top, a numeric keypad, and "Request" and "Pay" buttons at the bottom.
A mobile payment interface with a dark background featuring red and gold flake patterns. It displays "$0" at the top, a numeric keypad, and "Request" and "Pay" buttons at the bottom.
Cashapp DID THAT!!!
So we need to talk about this whole Cash App makeover situation because… WOW. Y’all, they didn’t just stop at the pink Cash App—they really went ahead and gave us options. Pink, glitter, AND that red-with-gold-flakes design? Yeah… it’s a whole aesthetic era. Now listen, my favorite color has alw
Jae_Exotic💕

Jae_Exotic💕

460 likes

When safety doesn’t feel safe.
If you grew up around yelling, chaos, or unpredictability, your nervous system learned one thing really well: stay alert. So now even raised voices, tone changes, or tension in a room can feel like danger — even when you’re safe. You’re not “dramatic.” You’re not “too sensitive.” Your body
Holly🌼💖

Holly🌼💖

14 likes

How do people always have cash on hand? 🤔💵
Like seriously, every time I need cash I never have it 😭 I don’t even remember the last time I went to an ATM. Are people really keeping cash or am I just too digital at this point? 😅 💭 #broke😘 #moneytalk #AskLemon8 #money #saving
ᴍᴀʏ

ᴍᴀʏ

49 likes

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