Four check-lists to get insurance that's worth it and best matches our lives.

Before gouging, pay a monthly or annual premium.

🛑, Hong invited me to try these four check-lists with myself today to get insurance that is worth it and best matches our lives.

1. Which is the most "scared or worried" we are now?

Each person's concerns are not the same. Try asking yourself which is most afraid of.

• Fear of being sick and not having money to pay for doctors for medicine

➡️ Aim for health insurance / serious diseases.

• What's wrong with fear? The person behind will be difficult.

➡️ Aim life insurance.

• Fear of getting old without money

➡️ Aim Accumulated Insurance / Pension

2. The same welfare we have...How comprehensive.

Let's check out the rights that exist now, such as social security or office group insurance, how much is the room limit, how much is the cost?

Once sick, is the same welfare enough? If not enough, buy more private health insurance to fill the top-up so you can save the budget.

3. What is the "really affordable" budget?

Insurance is long-term planning. Not just paid for a year, end.

Let's calculate that total premiums per year should not exceed 10-15% of full year income.

Take what we pay and everyday life still revolves money comfortably, not tight hands

4. Health now. Is there any disease?

Past and present health is the determinant. If there is a congenital disease or has been added before, the history of treatment must be prepared in a true statement because it may affect the warranty or exclusion of the disease.

💡 Buying insurance is like choosing the size of a garment. You have to try to measure yourself first to get the most comfortable and comfortable dress. ✨

# Life insurance # Financial planning # Planning life and health insurance # Strong Light Creator Molding Mission