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[Loss if you don't know!?] System & insurance summary that can reduce the burden of nursing care costs

Even if you don't need your parents' care yet, there is a big difference between knowing and not knowing before you need care.

It is useful to save this post in case something happens so that it does not disappear.

Table of Contents

01: If you need nursing care

02: Difference between support and nursing care

03: Difference between nursing care leave and nursing care leave

04: Available long-term care insurance services

05: System that can reduce nursing care costs ①

06: System that can reduce nursing care costs ②

07: First consult here

08: Nursing care system basic knowledge summary

09: Next notice

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What creates the future is not "someone someday" but "myself now."

The accumulation of small choices gives shape to the security of the future.

👉@こう｜中立なお金の先生Follow us

Let's learn step by step and increase our "choices"!

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💡 [Do you have money anxiety?]

For example, the ideal future may not come if you leave the following anxieties and troubles or leave them as if they are okay.

- I do not know how to do household management

· I do not save money even though I do not have luxury

I want to reduce fixed costs.

I feel like I have too much insurance.

・ I want to start NISA and iDeCo, but investment is anxious

Concerned about funding for children's education

· Old age funds are not enough anxiety

· I do not know the budget and interest rate of my home purchase

If even one of these concerns applies, let's follow and change the future from "anxiety" to "fun"!

👉@こう｜中立なお金の先生

As an independent FP that does not sell financial products,

There is no solicitation, mediation, sales, etc. of specific financial institutions or financial products.

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This account does not recommend any specific investment or purchase, nor does it provide investment advice.

There is a risk of loss of principal in investment. Any content does not guarantee future investment results, and final investment decisions should be made at your own risk.

In addition, we make every effort to ensure the accuracy and up-to-date nature of the posted information, but if there is an error in the content, or for loss or damage caused based on the content, the information provider does not assume any responsibility.

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3/27 Edited to

介護に直面する前に、負担を減らすための制度やサービスについて具体的に知っておくことがどれほど重要か、実感した経験があります。私の家族も、最初は介護費用の負担に戸惑い、どの制度を使えばよいのか迷いましたが、市区町村の地域包括支援センターに相談したことで、介護保険の適用範囲や要支援・要介護レベルの判断、介護休暇や介護休業の違い、さらには高額介護サービス費用の申請方法を詳しく教えてもらい、実際の負担がぐっと軽減されました。介護休暇は日単位で短時間の休みを取りやすく、介護休業は最大93日間のまとまった休みとして利用できるため、介護する家族の状況に応じてうまく活用できる点も知っておくべきです。また、介護サービス料金は要介護度や地域、利用するサービスの種類で大きく変わりますが、訪問介護やデイサービス、ショートステイといった多彩な選択肢があるため、ケアマネージャーにシミュレーションしてもらうことで費用計画が立てやすくなります。さらに、生活保護制度や家族介護慰労金、住宅改修費や福祉用具購入費支給などの制度も経済的な支えとなり、申請や確定申告を忘れず行うことがポイントです。こうした情報は日々変わるので、地域包括支援センターや市区町村役場の窓口をこまめに利用して最新の支援策を把握することが、介護費用負担軽減に直結します。介護は一人で抱え込まず、多くの支援制度を味方にすることで、家族にとっての精神的・経済的負担を大幅に軽減できるという実感があります。将来の安心のために、早い段階から積極的に情報収集し、申請や相談窓口を活用することをぜひおすすめします。