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節約大好き主婦moco🌿
節約大好き主婦moco🌿

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Saving love housewife's daily expenses👛

Saving love housewife's daily expenses 👛

Second son off, from pediatrics

Day at the dentist 😂

from the evening, my second son's guzzling was terrible

Gann is crying and being fucked up

My mother was exhausted 😂

But I started going to nursery school and various

viruses and stress.

It's tough, isn't it? I'm doing my best

I became kind when I thought... 🥹

How are you guys doing in April...? 🥹

If it's helpful, please save it 🤍

I will post again!

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\ Life was improved by life plan and household management /

The Secret That Even Ordinary Housewives Saved 10 Million Yen ㊙️

▼ household management while saving fun without overdoing 🍃

▼ Meal expenses 50,000 a month → 20,000 saving technique · Vegetable plenty of saving rice 🍴

- Yeah.

Stories in updating the household management techniques to save 10 million 🤫

- Yeah.

30 s couple + 2 boys (7 y 👦🏻 2 y 👶)

I would be happy if you could get along 🕊

@ mocolife _ moco

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Find knowledge with # lemon8

5/6 Edited to

... Read more「給料日ルーティン」って、気合いを入れて家計を整える日でもあるけど、実際は子どもの体調不良や通院でバタバタしがち…と感じています。なので私は、給料日に“完璧”を目指すより「今日から1か月、迷わず回せる仕組みを作る日」と決めています。 私の給料日ルーティンはまず3つだけ。 1) 固定費の引き落とし予定を確認（家賃・光熱費・通信費・保険など） 2) 1か月の予算をざっくり分ける（食費・日用品・医療費・交際費など） 3) 使う口座／使わない口座を分けて、残高を見える化 この3つをやると、忙しい日でも「使っていい上限」が頭に残るので、コンビニやついで買いが減りました。 特に通院がある月は、医療費の枠を最初に確保しておくと安心です。小児科は助成で0円のことも多いけど、薬局での支払いが出たり、歯医者の経過観察で数百円〜数千円かかったりしますよね。私は給料日に医療費を先に“別枠”で置いておくことで、食費から削って焦ることがなくなりました。 それから、給料日の翌日〜3日以内に「冷蔵庫チェック→献立のざっくり決め」を入れています。今回みたいに朝イチで晩ご飯を作り終わらせておくと、夕方に子どもの機嫌が崩れても“買い足しで解決”しなくて済むのが本当に助かります。残り物でお昼0円にできた日は、地味に達成感もあります。 最後に、給料日ルーティンで私がやめたこともあります。 ・給料日にまとめ買いしすぎる（結局、予定外の嗜好品が増える） ・予算を細かく決めすぎる（続かなくて自己嫌悪になる） その代わり「今週の上限」「今月の上限」だけ決めて、予定が崩れても戻れる形にしています。 給料日ルーティンは、人それぞれの正解でOK。通院や育児で大変な日こそ、0円ごはんや予算の“枠”が味方になってくれるので、無理のない形で一緒に整えていきましょう。

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