Automatically translated.View original post

節約大好き主婦moco🌿

5697 followers

Follow

Follow

Follow

1 saved

9

1

Saving love housewife's daily expenses👛

Saving love housewife's daily expenses 👛

Dust, go and buy so much

It was 0 yen!

I was supposed to have a doya face 🤣

My second son's disgust gets worse every day.

It's funny every day

Everyday chaos and every day cute 👶

2 years 4 months Do you still think it's a baby 👶

I forgot to take a video of the finished rice

I put a picture at the end

Watch till the end 🤍🤍

Such a day's expenses 👛

I will post again!

─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─

\ Life was improved by life plan and household management /

The Secret That Even Ordinary Housewives Saved 10 Million Yen ㊙️

▼ household management while saving fun without overdoing 🍃

▼ Meal expenses 50,000 a month → 20,000 savings technique · Vegetable plenty of saving rice 🍴

- Yeah.

Stories in updating the household management techniques to save 10 million 🤫

- Yeah.

30 s couple + 2 boys (7 y 👦🏻 2 y 👶)

I would be happy if you could get along 🕊

@ mocolife _ moco

─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─ ─

Find knowledge with # lemon8

5/20 Edited to

節約生活を続けていると、毎日の出費を細かく管理することがとても大切だと感じます。ドラッグストアで必要なものだけを厳選して購入することで、無駄遣いを防いでいます。私も0円や数百円で買い物ができることがあり、達成感が大きいです。特にお子さんがいる家庭では、イヤイヤ期の対応と家計管理を両立させるのは大変だと思いますが、日々の小さな節約や工夫で負担を減らしていければ無理なく続けられます。例えば、家にある材料で晩ご飯を工夫したり、暑い季節にアイスの代わりに家で作れるホットカフェラテを楽しむなど、日常のなかで楽しく節約を実践しています。また、食費を月5万円から2万円へと節約できた経験談や、野菜をたっぷり使った節約レシピも共有することで、同じように家計を見直したい方の参考になれば嬉しいです。家計簿アプリを活用したり、家族と節約の目標を共有することも意識しながら、ストレスなく貯蓄体質にシフトできる方法を模索しています。このように普段の生活にちょっとした工夫を取り入れるだけで、節約は楽しいものになります。節約術と子育ての両立をテーマに、今後も役立つ情報をシェアしていきますので、ぜひ参考にしてみてください！

Related posts

Stacks of US dollar bills, including $20 and $50 denominations, with some banded for $2,000. Overlay text introduces a "$5000 SAVINGS PLAN for a car."

A mobile banking screenshot showing a transfer of $416.67 from checking to savings, dated 08/26/2024. Text advises setting up a dedicated savings account and automating monthly transfers.

Stacks of US dollar bills in the background. Overlay text breaks down the monthly savings goal of $416.67 into weekly ($104.17) and daily ($13.89) amounts.

SAVING $5K IN 12 MONTHS PLAN 💰

$5,000 Car Savings Plan This plan outlines a step-by-step approach to save $5,000 over the next 12 months for purchasing a car. It includes setting a monthly savings goal, budgeting to cut unnecessary expenses, and exploring additional ways to increase income. By breaking down the total amount i

2094 likes

SAVING $2,000 MADE EASY

Tips and tricks to help reach your goal ⬇️ If you’re paid biweekly, take out two weeks at a time. For example - weeks 1 & 2. Temporarily reduce unnecessary spending to help reach your goal! Set up automatic transfers into your savings account and check it to make sure you are on track! #l

1402 likes

low income money saving home hacks 💸🤑💰

Cutting utility costs on a low income isn’t about extreme sacrifices — it’s about knowing where your money is leaking and fixing it with small, repeatable habits. For electricity, unplugging idle devices, using power strips, and washing clothes in cold water can noticeably lower your bill over t

1779 likes

A baby wearing a sun hat and diaper stands in a blue kiddie pool, held by an adult. The image has text overlay about preparing financially for a baby.

Two babies are seated in a double stroller. Text overlay highlights one-time costs for a baby, including pregnancy and baby gear like cribs, car seats, and strollers.

An open cardboard box is filled with multiple packages of diapers. Text overlay lists possible monthly costs for a baby, such as health insurance, diapers, and an education fund.

✨Baby Expenses: What to Expect + Budget For!🫶

The cost of having a baby can really range depending on your choices and circumstances—things like how much baby gear you purchase, whether you have solid health insurance, and whether you choose to breastfeed or formula feed all play a role. Child care is another big factor that can add up quickly

187 likes

Money Saving Tips 📌📌

1484 likes

Travel Expenses Nobody Warns You About 💸

Most travelers budget for flights and hotels but forget the hidden costs that can quietly add $200–$800+ to a trip. Expenses like baggage fees, airport transfers, tourist taxes, foreign ATM fees, mobile data plans, resort fees, and last-minute bookings can quickly push your vacation over budget.

102 likes

Expenses before you start nursing school 💲🩺

These are some expenses that I did not know about until I got into nursing school. I hope this helps someone that plans on applying to nursing programs because these are some things they dont tell you until you get accepted! 🏥 You’re going to be required to purchase a online package that will k

66 likes

A young female doctor in light blue scrubs and a grey jacket takes a mirror selfie in a tiled restroom, showing her work attire and ID badge.

A young female doctor in dark blue scrubs and a black jacket takes a mirror selfie, making a peace sign, in a modern restroom setting.

A young female doctor in dark teal scrubs and white sneakers takes a cheerful mirror selfie in a living space, with a black dog lying on the floor.

My salary vs. my expenses at age 28:

As a resident doctor, I am paid an annual salary which I break down to a monthly amount ($3934.16). My monthly expenses are as follows: Rent: $1,278 Gym membership: $150 Peloton bike: $114 Groceries: ~$650 Disability insurance: $150 Pet supplies: ~$200 Gas: $200 Nuuly: $100 TOTAL = $3,242.

1214 likes

A great saving tactic and test of self discipline

On February 1st until March 1st I want to attempt to do a “No spend month” I’m really bad when it comes to retail therapy and I love to go out so I need to take the first step and plan ahead. I am going to log all of my expenses and share them with you all on a weekly update after the 1st.

2573 likes

Books on saving money ✨

Budgeting & Personal Finance 101 ! I found them at Barnes & Noble yesterday while out avoiding buying more books 😂😘 #brokebooklife #buyingbooks #budgeting #personalfinance

1173 likes

7 Expenses to Cut First When Money Feels Tight

If money feels tight, stop trying to cut everything at once. Start with the expenses that drain your budget the fastest: unused subscriptions, delivery fees, impulse shopping, takeout, convenience spending, premium upgrades, and nice-to-have extras. Most budgets do not fall apart because of one

371 likes

Wedding expenses nobody warns you about 😭 save this before making a budget

Wedding budgets somehow have surprise costs everywhere 😭 save this before planning so nothing sneaks up on you. #WeddingBudget #Bride2026 #WeddingPlanning #WeddingTok #WeddingIdeas

226 likes

💸💸💰7 Expenses that rich people Avoid ✨

Want to build real wealth? 💰 Start by ditching the expenses that drain your bank account instead of growing it. Rich people don’t just earn more — they spend smarter. Make your money work for you, not against you. Save this post and start cutting what’s keeping you broke! #SmartMoneyMoves #We

233 likes

6 SAVING TIPS 💰💸💸

Saving money is straightforward and attainable when you adhere to a well-defined plan. Begin by establishing a specific savings goal and monitor your current spending habits. Formulate a practical weekly budget that distinguishes between needs and wants, and then reduce unnecessary expenses that ca

219 likes

A clear plastic bag filled with stacks of US dollar bills, with the text 'Stop THROWING AWAY Money' overlaid, illustrating the concept of wasting money.

A hand holding a large stack of US dollar bills, with text warning about 'iMPULSE PURCHASES' and how buying unnecessary items drains your budget.

A hand holding a large stack of US dollar bills, accompanied by text advising against 'UNNECESSARY SUBSCRIPTIONS' that waste money monthly.

Money Traps to Avoid:Stop Wasting, Start Saving!

Becoming financially responsible means cutting out unnecessary expenses. Impulse buys, unused subscriptions, and high-interest debt all drain your budget. Brand-name products often cost more without offering extra value, and eating out regularly can quickly eat up your funds. By avoiding these comm

1187 likes

MY SALARY VS EXPENSES AT 19 💲

keep in mind that i work in retail so sometimes i make less than this and sometimes i make more!! its rough sometimes haha !! PSA i have roommates and we split rent!! I work at maurice’s and bath and bodywork’s and depending on the season i can make a lot or not much :) how much do you m

3436 likes

A stack of US dollar bills on a wooden surface, with overlay text announcing a "$100 Saving challenge To Save $5000," indicating the financial goal.

A text graphic on a light blue background detailing a 5-month saving challenge to reach $5,000, with monthly savings increasing from $100 in Month 1 to $500 in Month 5.

A colorful grid outlining a "$5000 saving challenge" over 20 weeks, showing varying weekly savings amounts to reach the $5,000 goal.

$100 saving challenge to SAVE $5,000

To reach your goal of saving $5,000 in 5 months, you will need to find additional ways to save or earn more money. This could include cutting back on expenses, finding ways to increase your income, or adjusting the savings plan to fit your financial situation. Good luck! Don't forget to follow

402 likes

saving and Budgeting Tips

Here are twelve awesome tips to help you manage your money better and build a strong financial foundation: 1. Make a Budget: Start by creating a monthly budget to track your income and expenses. This will help you see where you can save more. 2. Pay Yourself First: Treat savings like a bill a

131 likes

This is how I learn to reduce my monthly expenses✨

Other options you can do: Use budgeting app like Excel sheets to categorize spending. Review bank statements for 2–3 months to spot recurring costs. #budgetingtips #Lemon8 #lemon8challenge #financeplanner #spendinghacks

51 likes

A flat lay of various U.S. dollar bills, including twenties, tens, and ones, on a dark textured surface, with the text 'Money Saving Tips Cash Edition' overlaid.

An open, decorated red money box filled with bundles of U.S. currency, illustrating a method of saving loose cash and separating it into categories like bills, credit card, and bank.

A text-based image detailing a weekly cash saving breakdown, showing amounts for different denominations, and how money is allocated to bills, bank, and credit card after counting.

Money Saving Tips (that have helped me)

I am a server and bartender, so I ALWAYS have loose cash. I figured out the best way (for me) to save my money instead of impulsively spending it. I have many different goals that I save for, but my top 3 are Savings, Big Expenses, and Credit Card. It has become a habit after doing it this way

4843 likes

A woman smiles at a desk with a laptop, promoting "THE BEST APP TO KEEP TRACK OF YOUR TRAVEL EXPERIENCES." The image features "TRAVEL HACKS APPS" and a red suitcase icon, introducing the topic of travel expense tracking.

The TravelSpend app interface shows various expense categories like Transportation, Restaurants, and Shopping. It details how to add new expenses, including notes, date, payment method, location, and currency, for comprehensive tracking.

The TravelSpend app displays a trip summary with "Total to Date $1,169.65" and "Daily Average $194.94." Individual transactions are listed by date and category, illustrating how expenses are classified and manually added.

Easy Hack to Track Your Travel Expenses like a Pro

💸 Keeping a budget while traveling can be challenging, especially when visiting a new place. The excitement for the food, attractions, and buying souvenirs… Everything adds up very quickly! 🧘🏻‍♀️I've been trying to be more mindful of my expenses while traveling, and I found it to be harder t

31 likes

Budgeting and saving tips!💵

#budgets #save your money #money money money #saving more money #savingsmadeeasy #Lemon8Diary #budgeting #saving more money 💴

367 likes

Tracking Expenses When Starting a Small Business

Swipe for more! #BudgetPlanner #FinancialSuccess #MoneyMoves #TikTokFinance #RichMindset

14 likes

I started saving on a low income 🤑💸💲

For a long time, I believed saving money was only possible once I made more. The problem? My expenses grew right along with my income — and saving always stayed “later.” Starting small on a low income taught me that saving is a skill, not a milestone. Whether it was $5 or $15, consistently setti

146 likes

Grow into a rich girl by investing and saving 💎

Going from broke to financially free starts with small, intentional steps. Create a budget, pay off high-interest debt, and build extra income streams to speed up your journey. These three habits can completely change your financial future. Swipe to start making moves toward financial freedom today

94 likes

Car Saving Money Tips 🚘🤑

I love to help my community save money and giving you guys tips to improve your life and finances. These money-saving car hacks into your routine, can help you reduce your car related expenses and keep more in your pockets. 🤑🚘 Regular Maintenance: Keep up with regular maintenance tasks such as o

50 likes

How to budget when income is less than expenses

This is a hard conversation to have, but it’s the reality of most people. There’s no shame, but the conversation needs to be had. Whenever I do a clients budget and our income is less than our expenses, we try to come up with the solution to get you in a comfortable spot. Most of you guys do

224 likes

Dealing with Unexpected Expenses - Your Best Tips?

Unexpected expenses can really throw a wrench in your finances. I'm interested in hearing how you all handle things like medical bills or car repairs without going into debt. I'm trying to learn more so I can help others who might be facing these challenges. What strategies or resources ha

11 likes

A pink iPad rests on a white fluffy blanket, with text overlayed that reads "Saving Money using Ipad" and "Swipe".

An iPad screen displays a pink digital planner cover titled "IN MY BAG SAVING CHALLENGES" with money bag and dollar sign graphics.

An iPad screen shows a pink digital "SPENDING TRACKER" template with sections for income, fixed expenses, variable expenses, debts, and a summary.

Saving money using Ipad

This is the easiest and most organized way I save money. These templates in my planner make it easy for me to save money because I can visually see my progress. I love that it's pink. The spending tracker template is the most useful because I can organize all of my expenses, and in the end,

269 likes

A black wallet with a Florida ID, keys, and coins on a white surface, with overlay text "My Pay VS My Bills AS A 30 YR OLD CHILD" and a Lemon8 watermark.

A digital display showing a blue circle with "Total $62,608" inside, indicating total compensation history, with a Lemon8 watermark.

A digital spending summary graph showing a rising "Current" spending trend from May 1 to May 22, 2025, with a Lemon8 watermark.

A 30.5 Year Olds Salary 💰VS Expenses 🧾

Y’all it’s hard out here. I used to think dang if I made over $60k a year I’d be set for life. Now that I have reached that goal I’m barely holding on! I’m in FL first so many things have skyrocketed, plus taxes & tariffs, and we can’t forget about the greedy businesses that are trying t

1084 likes

💰7 expenses that rich people avoid ✨💸💰

Most people think getting rich means earning six figures but the truth? It’s more about what you don’t spend. Cut the fluff, focus on value, and watch your bank account grow. If you’re serious about financial freedom, this is your sign to take control of your spending today. #BudgetLikeABoss

372 likes

Monthly expenses sheets

I created this form to help me reduce my spending since I see it I noticed how bad habit I had that everyday I use my debit card for something specially go eat out .I need to change my habit immediately or I will suffer later the consequences.

324 likes

Savings Accounts: Maximize your SAVING goals!

Whether you are in your 20s, 30s, 40s or beyond, having saving accounts for different savings goals is CRUCIAL! 🤔 Don’t know where to start?? 💵 Use a HYSA (high yield saving account) to maximize interest earned on money you keep in there). I use Marcus, but feel free to shop around. 🚑 Star

583 likes

Dealing W/ Unexpected Expenses? My Tracker Helps!

Follow for more insights! #BudgetPlanner #FinancialSuccess #MoneyMoves #TikTokFinance #RichMindset

2 likes

How to budget when expenses are more than income

If you keep running into this problem it’s never going to get fixed until you do this method. We can not out budget the price of living but we can bring awareness and come up with a game plan ! This full video is out now to help you get through this if you’re going through this 🩵 #ja

45 likes

small daily spending & savings habits 🤑💰💲

When you don’t make much, stretching your money isn’t optional — it’s necessary. These habits didn’t make me rich, but they made my life calmer. I stopped leaking money in ways I didn’t notice and started protecting every dollar with intention instead of fear. I learned that stretching your m

127 likes

Wedding expenses that shock almost every couple 😭

Wedding budgets can spiral FAST if you don’t account for the hidden expenses nobody talks about ahead of time 💸 #WeddingBudget #WeddingPlanning #Bride2026 #WeddingTok #FutureBride

62 likes

A person takes a mirror selfie, with the title "5 Simple everyday money saving tips" and a "Swipe" indicator, adorned with pink hearts and stars.

The text "Create A Budget" is displayed above a pink box explaining how to track income and expenses using apps, set against a car interior view at night.

Four meal prep containers with rice, chicken curry, and naan bread illustrate the "Meal Prep" tip, with text explaining its benefits for saving money.

5 Simple everyday money saving tips

Looking to save money without making huge sacrifices? Here are five simple everyday hacks to help you keep more cash in your wallet. These tips are easy to implement and can make a big difference in your budget. 1. Create a Budget: Track your income and expenses to understand where your money

26 likes

WEDDING EXPENSES MADE EASY! BUDGET TRACKER TIPS

Follow for more insights! #BudgetPlanner #FinancialSuccess #MoneyMoves #TikTokFinance #RichMindset

1 like

7 EXPENSES RICH PEOPLE AVOID💰🤑

Wealthy individuals prioritize thoughtful spending, financial discipline, and long-term value, avoiding wasteful habits that erode savings and hinder wealth growth. #money #gains #lifestyle #moneysavingtips #lemon8challenge

591 likes

The image displays "6 Saving Tips for beginners" in colorful text, with US dollar bills fanned out on a glass table, a plant, and a "swipe" indicator, introducing financial advice.

This image illustrates "Set a Goal" and "Budget" tips for saving, listing examples like emergency funds, vacations, and tracking expenses, with US dollar bills on a patterned notebook.

The image presents "Savings Account" and "Consistency" tips, advising to set up a HYS account, automate transfers, and start saving small amounts like $10/week, with dollar bills on a notebook.

Day 1 of Saving? Here’s Where to Start! 💰✨

If today’s the day you’ve decided to start saving, congrats—you’re on the right path to financial freedom! Here’s a simple guide to help you kick off your savings journey with confidence.👇 1. Set a Goal 🎯 Start by asking yourself: What am I saving for? It could be an emergency fund, a new

164 likes

A person sits at a desk, looking at a phone, with text overlays introducing how a budget tracker helps deal with unexpected expenses. Framed pictures adorn the wall behind them.

A close-up of a car repair bill totaling $1,100.67, with text highlighting a surprise $150 car repair expense and how the user plans to handle it.

A digital budget tracker interface showing a monthly overview, income, expenses, and savings breakdowns for July 2025, illustrating how the tracker aids financial recovery.

Unexpected Expenses? Here’s How My Tracker Works!

Follow for more insights! #financialplanner #personalfinance #digitalplanner #printableplanner #etsyplanner

8 likes

Break down your monthly expenses!!

Breaking down your monthly expenses is one of the simplest and most powerful habits you can build. When you actually see where your money is going rent, groceries, subscriptions, takeout, random purchases you stop guessing and start taking control. Most people don’t have a money problem; they have

22 likes

Leaving your rental? Expect these expenses! 💸

I thought we’d get most of our deposit back… until the charges started rolling in. 😩 Here are all the fees we were hit with when moving out of our rental. If you’re getting ready to move out, take these potential expenses into account! Every landlord/rental is different, but it’s better to be o

11 likes

Money Saving Challenge: $5000 in 1 Year

Are you dreaming of your next getaway but feeling overwhelmed by the costs? Trust me, I’ve been there. That’s why I created this super simple and effective Travel Fund Savings Challenge! It’s the perfect tool to help you turn your travel dreams into a reality without the stress of overspending. Whe

162 likes

Saving Money Tips! ✨

Saving money is hard. It’s takes lots of discipline and self-control. And my god… I did not have that for years. After constantly throwing myself back into barely paying my bills, I finally found budgeting that works for me. Knowing where your money is going is important. There are budgeting apps t

199 likes

A hand holds a fan of US dollar bills, including $20s and $100s, with the overlay text "LIFE HACKS everyone should know?". The background shows a car interior, suggesting financial tips for daily life.

Stress-Free Saving: The Power of Sinking Funds!

Sinking funds help with budgeting and saving for specific expenses over time. By setting aside small amounts of money regularly, you can prepare for large, anticipated costs without affecting your regular budget. Sinking funds are useful for things like vacations, home repairs, car maintenance, or

108 likes

An ultrasound room with a machine and monitor, overlaid with text 'Sinking Funds I'm Using Before Baby #2' and money emojis, illustrating financial preparation for baby expenses.

A medical room with an ultrasound machine and chair, featuring text explaining 'Why I Started' using sinking funds for baby #2 and defining 'What Is a Sinking Fund' for known expenses.

A medical room with a monitor and counter, displaying text about a 'Medical Bills Fund' for pregnancy and postpartum costs, and 'How I Fund Medical Expenses' by adding small amounts per paycheck.

How I Budget for Medical Bills & Baby Expenses 💸

Before baby 2 , I needed a money plan that actually worked for real life — not perfection. Sinking funds have been a game changer for preparing for medical bills and baby expenses without stress or credit cards. Even with insurance, pregnancy and postpartum costs add up fast. By setting aside s

69 likes

See more