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Spenditude. Life is as good as it is. Just adjust the spending system.

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... Read moreจากประสบการณ์ส่วนตัวกับแนวคิด Spenditude ที่เน้นการปรับระบบใช้จ่ายเงิน การตั้งงบประมาณเพื่อสิ่งที่รัก และการมองเงินเป็นเครื่องมือสร้างโอกาส ทำให้ผมเห็นว่าการมีวิธีคิดแบบนี้สามารถเปลี่ยนมุมมองการเงินและชีวิตได้อย่างมาก สิ่งที่สัมผัสได้ชัดเจนคือ"เงินเท่ากับโอกาส" คำพูดนี้เป็นเรื่องจริง เพราะเมื่อเราควบคุมการใช้เงินได้อย่างมีสติ ก็ทำให้เรามีทางเลือกในการทำสิ่งที่รักและวางแผนอนาคตได้ดีขึ้น แทนที่จะใช้เงินอย่างไม่รู้เป้าหมายแล้วเจ็บใจในภายหลัง ก่อนหน้านี้ ผมเองก็เคยไม่รู้ว่าควรตั้งงบประมาณอย่างไร และมองว่าเงินเป็นเรื่องยุ่งยาก แต่เมื่ออ่านหนังสือและเริ่มนำวิธีการ Spenditude มาใช้ ก็ทำให้จัดการค่าใช้จ่ายและความต้องการของตัวเองอย่างเป็นระบบมากขึ้น อีกประเด็นที่น่าสนใจคือ การมองว่าไม่มีใครรู้ว่าตัวเองไม่รู้อะไรมาก่อน ทำให้เปิดใจรับการเรียนรู้และปรับเปลี่ยนพฤติกรรมทางการเงินได้ดีขึ้น ทุกวันนี้ไม่เพียงแค่ประหยัดเงินเท่านั้น แต่ยังเพิ่มความสบายใจในการใช้ชีวิต เพราะรู้ว่าทุกบาททุกสตางค์ที่จ่ายไปมีความหมายและสนับสนุนเป้าหมายชีวิตของตัวเองอย่างชัดเจน ผมแนะนำให้ลองเริ่มตั้งงบประมาณจากสิ่งที่สำคัญ เช่น งานอดิเรกหรือสิ่งที่รัก การให้เงินทำงานเพื่อชีวิตที่ดีจะนำมาซึ่งความสุขและความมั่นคงในระยะยาวจริงๆ

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Taiana 🍳

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BUDGETING SYSTEM 2024!!
As a grad student I come face to face with not wanting to spend because of student loan debt. Or in fear that I might get in even more debt than necessary. The beautiful thing about the cash envelope budgeting system is that I get to budget for what is important for me and it allows me to plan
Pengemss

Pengemss

371 likes

Impulsive spending isn’t about discipline
I’ve just finished recording a podcast episode on impulsive spending. Not in a budgeting way. In a nervous system way. The kind where your brain becomes completely convinced something will change your life. I’m curious - What’s your “impulse” purchase? Clothes? Courses? Books?
ilja

ilja

17 likes

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