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3 news directly connected to your wallet🔥

In this post, we introduce "3 choices about money that will change from 26 years!"

We have compiled the news directly related to our wallets ✍️

If you are too busy to keep up with the latest news, check out this post 🔍

I'm really happy with the likes and comments 🥹

Thank you for reading to the end 💓

・・・・・・・・・・・・・・・・

To a household that can spend money on what you want to do

　

Sending the secret of saving 10 million yen from the deficit

I want to tell my children! How to accumulate without permission ✌️

Investment that can be neglected even in Zubora

　

Increase the money of the future while enjoying "now"

Follow us and save together 💰

・・・・・・・・・・・・・・・・

1/4 Edited to

2026年から施行される新たなお金の制度は、子育て世帯をはじめ多くの家庭に影響を与える重要な内容です。特に「独身税」と呼ばれる新制度は、18歳以下の子どもを扶養していない方に健康保険料に上乗せされる形で徴収されます。これは子育て支援の財源確保のためで、年収や保険加入状況に応じて負担額が変わるため、今後の家計管理の見直しが必要になるでしょう。また、高校無償化政策が私立にも拡大し、所得制限なしで授業料の負担がなくなるのは大きなメリットですが、授業料以外の費用（入学金、教材費、修学旅行費など）は支援対象外のため、完全に無料にはならない点には注意が必要です。これにより進学の選択肢が増える一方で、費用の見積もりと準備が重要になります。さらに、収入に関する「年収の壁」の見直しは、所得税の課税される収入上限がこれまでの103万円から178万円へ引き上げられ、働き控えの解消に繋がると期待されています。ただし、社会保険料の負担開始ラインは別に存在するため、手取り額や将来の年金受給額のバランスも考慮した慎重な働き方の計画が求められます。私自身もこの情報をもとに家計簿を見直し、月々の収支や将来のための貯蓄計画を立て直しています。特に子どもに関わる制度変更は家庭の経済状況を大きく変えるため、ニュースをあとから追うのではなく、早めに知って対策を立てることが重要だと感じました。皆さんもこの機会に家計管理を見直し、賢くお金を使いながら未来のために備えましょう。

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