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We don't know what day to get sick, but we know for sure that the day of hospitalization requires money.

"We don't know what day of illness and what disease.

But we know for sure... that days of hospitalization always "require money."

Today, the client underwent hemorrhoid surgery and received prior approval for treatment.

Medical expenses are not a matter we can control.

But planning to cope... We can choose from today.

Health insurance is not meant to be used.

Instead, it is meant to transfer the risk of future medical costs.

Give the sick days. Don't hurt any more because of the cost.

Thank you to all the customers who trusted the woman to take care of ❤️

In addition to having chartered health insurance,

It is equally important to have an agent who coordinates, oversees rights and stays by the side on the day of real need.

Because our duty... does not end only on the delivery of the policy.

But every step of care until the client returns home comfortably.

I wish your client the surgery passed and healed soon. 🤍

# Health insurance # Health insurance # AIAHealthHappy # Health planning # Medical expenses# Financial Planning # Financial Adviser # Life Insurance Agent # Insurance Claim # Life Insurance # AIA # Udon Thani # Female Sector Manager

1 week agoEdited to

... Read moreจากประสบการณ์ส่วนตัวที่ได้ดูแลลูกค้าผ่าตัดริดสีดวง ปัญหาค่ารักษาที่สูงมักเป็นความกังวลหลักของผู้ป่วยและครอบครัว ค่าใช้จ่ายที่โรงพยาบาลทุกแห่งต้องเรียกเก็บนั้นเป็นเรื่องที่ยากจะคาดเดาและควบคุมได้ ทำให้การมีประกันสุขภาพประเภทเหมาจ่ายซึ่งผ่านการอนุมัติความคุ้มครองล่วงหน้าช่วยลดภาระทางการเงินได้อย่างมาก การวางแผนไว้ล่วงหน้าด้วยประกันสุขภาพ ไม่ใช่แค่คาดหวังว่าจะต้องใช้เท่านั้น แต่เป็นวิธีการโอนย้ายความเสี่ยงที่สำคัญ เมื่อวันใดเกิดเจ็บป่วยขึ้นมา จะได้ไม่ต้องเผชิญกับความกังวลเรื่องค่าใช้จ่ายจนเกินไป และที่สำคัญกว่าคือการมีตัวแทนที่คอยประสานงาน เคลมประกัน และดูแลสิทธิ์ให้ลูกค้าตลอดขั้นตอน ตั้งแต่ก่อนเข้าโรงพยาบาลจนถึงการกลับบ้าน ทำให้ความทุกข์ใจลดลงอย่างมาก การอนุมัติความคุ้มครองแบบ Pre Authorization ที่ช่วยให้ทราบวงเงินและค่ารักษาที่ยืนยันล่วงหน้าทำให้เราวางแผนได้ดีขึ้น ลูกค้าของผมได้รับการอนุมัติความคุ้มครองประมาณ 72,360 บาท จากค่ารักษารวม 81,000 บาท ซึ่งตัวเลขนี้ช่วยบรรเทาภาระค่าใช้จ่ายไปได้เยอะ แม้ว่าส่วนเกินเพียงเล็กน้อยต้องชำระเองก็ตาม สิ่งที่อยากเน้น คือการเลือกตัวแทนประกันชีวิตที่ดูแลคุณ ไม่ใช่แค่การขายกรมธรรม์ แต่ยังช่วยวางแผนสุขภาพและการเงิน เพื่อให้เมื่อไหร่ก็ตามที่ป่วยหรือเจ็บป่วยจริงๆ คุณจะมีใครสักคนคอยดูแลและช่วยเหลืออย่างใกล้ชิด นี่คือความอุ่นใจที่แท้จริงในการมีประกันสุขภาพ การเตรียมพร้อมทางการเงินและสุขภาพเป็นเรื่องสำคัญที่ทุกคนควรเริ่มตั้งแต่วันนี้ เพราะไม่มีใครรู้ว่าวันไหนจะป่วยหรือเจ็บป่วยด้วยโรคอะไร ดังนั้นการมีแผนและประกันสุขภาพที่ดี พร้อมบริการดูแลอย่างมืออาชีพจึงเป็นตัวช่วยที่มีคุณค่าอย่างมากในชีวิตประจำวันที่ไม่แน่นอนนี้

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